All Suburbs

Condobolin

NSW 2877LGA: Lachlan Shire

Investment Score

72

/100

AI Intelligence Summary

Condobolin is a rural town in central western NSW, serving as the administrative center for Lachlan Shire Council, located 465km northwest of Sydney on the Newell Highway. With a population of approximately 3,200, the town features a strong Aboriginal heritage, particularly Wiradjuri culture, and serves the surrounding agricultural community. The local economy is driven by agriculture, livestock, and regional services, with property markets characterized by affordable housing and limited turnover typical of rural NSW towns. Community amenities include local schools, Lachlan Health Service, sporting facilities, and recreational opportunities at nearby Lake Cargelligo. The town faces challenges common to rural Australia including population decline, aging demographics, and economic dependence on agricultural conditions, but benefits from its strategic location on major transport corridors and recent NBN connectivity improvements.

Strengths

  • Strategic location on Newell Highway major transport corridor
  • Affordable housing market with strong rental yields
  • Strong community spirit and cultural heritage
  • Access to quality rural education and healthcare

Opportunities

  • Agricultural technology and value-adding industries
  • Tourism development leveraging cultural heritage
  • Remote work opportunities with improved internet
  • Renewable energy projects in surrounding areas

Considerations

  • Aging population and youth migration to cities
  • Limited employment opportunities outside agriculture
  • Drought vulnerability affecting local economy
  • Limited public transport options

Property Market

Median House

$185K

+2.5% 1yr

Median Unit

$125K

+1.8% 1yr

Rent (House)

$220/wk

Rent (Unit)

$160/wk

Days on Market

85

Vacancy Rate

1.8%

Auction Clearance

45.0%

Price Growth

Type1 Year3 Year5 Year
House+2.5%+8.2%+15.8%
Unit+1.8%+6.5%+12.3%

Rental Yields

House Yield

5.8%

Unit Yield

6.5%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index85/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Condobolin at median house price

Standard transfer
$4,645
First Home Buyer
Exempt

Save $4,645

Foreign buyer surcharge
$14,800

+8% surcharge

Annual rent income
$11,440

$220/wk

Interest (80% LVR @ 6.5%)
-$9,620
Other expenses (~2.5%)
-$4,625
Net rental position
-$2,805

Negatively geared

Tax benefit (39% MTR)
+$1,094

Reduces taxable income

After-tax holding cost
$1,711/yr

~$33/week

Based on 3.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$216,137
Capital gain
$25,567
After discount
$12,783
CGT payable
$4,985

10-Year Hold

Est. value
$252,514
Capital gain
$61,944
After discount
$30,972
CGT payable
$12,079

Investor Quick Summary

Entry cost (stamp duty)

$4,645

After-tax yield

3.54%

Weekly holding cost

$33/wk

10yr CGT (est.)

$12,079

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

44

Median Income

$52K

per annum

Family Households

68.0%

Professionals

25.0%

University Educated

18.0%

Unemployment

6.2%

Born Overseas

12.0%

Dwelling Mix

Houses: 88%Units: 8%Townhouses: 4%Total: 1,450

Lifestyle & Community

Walkability45/100
Public Transport2/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

5

Hospitals

1

Distance to CBD

465.0 km

Nearest Station: Condobolin Railway Station

Rural lifestyle with outdoor recreation, community events, sporting clubs, and access to Lake Cargelligo for water activities and fishing.

Interested in Condobolin?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 26 March 2026.

Browse all suburbsContact DING