All Suburbs

Como

NSW 2226LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Como, NSW 2226 is a premium waterfront suburb in the Sutherland Shire, located 26km south of Sydney CBD along the Georges River. Known for its established character and scenic river frontage, Como attracts affluent families and retirees seeking a prestigious lifestyle with excellent connectivity to the city via Como railway station on the T4 line. The suburb features predominantly detached housing with some medium-density developments, commanding premium prices due to its waterfront location and limited development opportunities. Como offers recreational amenities including Como Pleasure Grounds, Como Marina, and extensive water-based activities, while residents typically travel to nearby Sutherland or Miranda for major shopping. The area benefits from well-maintained infrastructure, NBN connectivity, and recent transport upgrades, though future development is constrained by heritage considerations and flood-prone areas. With higher than average household incomes and a competitive rental market, Como represents a stable, premium residential enclave that continues to attract discerning buyers seeking riverside living within easy reach of Sydney.

Strengths

  • Premium waterfront location on Georges River with marina access
  • Direct rail connectivity to Sydney CBD via T4 Eastern Suburbs line
  • Established character suburb with heritage significance
  • Higher than average household incomes and affluent demographics

Opportunities

  • Continued waterfront property value appreciation
  • Infrastructure improvements enhancing connectivity
  • Growing demand for premium lifestyle suburbs
  • Potential for selective medium-density redevelopment

Considerations

  • Limited local shopping and commercial amenities
  • Development constraints due to heritage and flood considerations
  • Higher property prices limiting affordability
  • Potential flood risk in some areas near the river

Property Market

Median House

$1.65M

+8.5% 1yr

Median Unit

$850K

+6.8% 1yr

Median Townhouse

$1.20M

Rent (House)

$1,050/wk

Rent (Unit)

$670/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+38.0%
Unit+6.8%+18.5%+32.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Como at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$72,450

Negatively geared

Tax benefit (39% MTR)
+$28,256

Reduces taxable income

After-tax holding cost
$44,195/yr

~$850/week

Based on 7.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.38M
Capital gain
$648,437
After discount
$324,218
CGT payable
$126,445

10-Year Hold

Est. value
$3.43M
Capital gain
$1.70M
After discount
$850,540
CGT payable
$331,710

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$850/wk

10yr CGT (est.)

$331,710

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,850

Median Age

46

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 75%Units: 22%Townhouses: 3%Total: 1,580

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

26.0 km

Nearest Station: Como Railway Station

Water-focused lifestyle with boating, fishing, riverside walks, and recreational facilities. Quiet residential streets with heritage character and premium amenities.

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Data sourced from multiple sources. Last updated 26 March 2026.

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