All Suburbs

Claymore

NSW 2559LGA: Campbelltown City

Investment Score

72

/100

AI Intelligence Summary

Claymore is an affordable suburb in southwestern Sydney, located within the Campbelltown local government area approximately 50km from the CBD. Known for its diverse multicultural community with significant Pacific Islander and Indigenous Australian populations, the suburb features substantial public housing developments alongside private properties. Recent urban renewal initiatives and infrastructure improvements have begun transforming the area's character and property values. The suburb benefits from good transport connectivity via bus services to Macarthur station and proximity to major motorways. Local amenities include Claymore Public School, recreational facilities at Claymore Oval, and access to shopping at nearby Campbelltown CBD and Macarthur Square. As part of the broader Western Sydney development corridor, Claymore presents opportunities for first-home buyers and investors seeking affordable entry points into the Sydney market, though the area faces ongoing challenges related to socioeconomic disadvantage and housing density.

Strengths

  • Highly affordable property prices compared to Sydney average
  • Strong transport connectivity to CBD via Macarthur station
  • Diverse multicultural community with strong cultural networks
  • Active urban renewal and infrastructure investment programs

Opportunities

  • Urban renewal projects creating modern housing stock
  • Western Sydney development corridor growth
  • Infrastructure improvements enhancing connectivity
  • First-home buyer market expansion

Considerations

  • Socioeconomic disadvantage and higher unemployment rates
  • Concentration of public housing affecting property perceptions
  • Limited local employment opportunities
  • Stigma associated with the area's reputation

Property Market

Median House

$580K

+4.2% 1yr

Median Unit

$420K

+3.8% 1yr

Median Townhouse

$520K

Rent (House)

$580/wk

Rent (Unit)

$470/wk

Days on Market

42

Vacancy Rate

2.1%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+12.5%+28.0%
Unit+3.8%+11.2%+25.5%

Rental Yields

House Yield

5.2%

Unit Yield

5.8%

Townhouse Yield

5.4%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index75/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Claymore at median house price

Standard transfer
$20,630
First Home Buyer
Exempt

Save $20,630

Foreign buyer surcharge
$46,400

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$30,160
Other expenses (~2.5%)
-$14,500
Net rental position
-$14,500

Negatively geared

Tax benefit (39% MTR)
+$5,655

Reduces taxable income

After-tax holding cost
$8,845/yr

~$170/week

Based on 5.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$761,636
Capital gain
$158,106
After discount
$79,053
CGT payable
$30,831

10-Year Hold

Est. value
$1.00M
Capital gain
$396,625
After discount
$198,312
CGT payable
$77,342

Investor Quick Summary

Entry cost (stamp duty)

$20,630

After-tax yield

3.17%

Weekly holding cost

$170/wk

10yr CGT (est.)

$77,342

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

32

Median Income

$45K

per annum

Family Households

58.0%

Professionals

25.0%

University Educated

22.0%

Unemployment

8.5%

Born Overseas

42.0%

Dwelling Mix

Houses: 72%Units: 25%Townhouses: 3%Total: 1,350

Lifestyle & Community

Walkability55/100
Public Transport7/10
Schools Rating6/10
Safety6/10
Family Friendly7/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

52.0 km

Nearest Station: Macarthur Station

Family-oriented suburban lifestyle with access to recreational facilities, community programs, and proximity to major shopping and entertainment precincts.

Interested in Claymore?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 26 March 2026.

Browse all suburbsContact DING