Clareville
Investment Score
78
/100
AI Intelligence Summary
Clareville is an exclusive waterfront suburb located on Pittwater, 42km north of Sydney CBD in the Northern Beaches Council area. This premium residential enclave is characterized by its stunning water views, boat access, and proximity to natural attractions including Ku-ring-gai Chase National Park. The suburb features a mix of older beach houses and modern renovated properties, with limited housing stock due to geographic constraints driving strong property values. Residents enjoy a relaxed coastal lifestyle with excellent boating and water sports opportunities, though the area is car-dependent with limited public transport. The community is affluent with higher than average household incomes, attracting families and professionals seeking a premium waterfront lifestyle. Local amenities are limited, requiring residents to travel to nearby Avalon or Mona Vale for shopping and services. The suburb's natural beauty, exclusive character, and proximity to beaches make it highly desirable despite infrastructure limitations.
Strengths
- •Premium waterfront location with stunning Pittwater views
- •Excellent boating and water sports access
- •Close proximity to Ku-ring-gai Chase National Park
- •Exclusive low-density residential character
Opportunities
- •Growing demand for waterfront lifestyle properties
- •Potential for property renovations and improvements
- •Eco-tourism and nature-based recreation growth
- •Infrastructure improvements in Northern Beaches region
Considerations
- •Limited public transport connectivity
- •Car dependency for most activities
- •Limited local retail and dining options
- •High property prices affecting affordability
Property Market
$2.85M
+12.5% 1yr
$1.25M
+8.5% 1yr
$1,550/wk
$1,000/wk
45
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +12.5% | +28.5% | +45.2% |
| Unit | +8.5% | +22.5% | +38.5% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Investment Scorecard
Demand/Supply Ratio: 2.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Clareville at median house price
+8% surcharge
$1550/wk
Negatively geared
Reduces taxable income
~$1,629/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.71%
Weekly holding cost
$1629/wk
10yr CGT (est.)
$734,837
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
850
47
$145K
per annum
68.0%
58.0%
52.0%
3.2%
35.0%
Dwelling Mix
Lifestyle & Community
2
4
42.0 km
Nearest Station: Wynyard Station (via bus)
Premium waterfront living with boating, water sports, bushwalking, and beach access
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Data sourced from multiple sources. Last updated 27 March 2026.