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Clarendon

NSW 2756LGA: City of Hawkesbury

Investment Score

72

/100

AI Intelligence Summary

Clarendon is a small rural locality in NSW's Hawkesbury region, located approximately 65km northwest of Sydney CBD. This peaceful community is characterized by large acreage properties, hobby farms, and a strong agricultural heritage. The area attracts residents seeking a rural lifestyle within commuting distance of Sydney, particularly those interested in equestrian activities and sustainable living. With limited local commercial services, residents typically travel to nearby Richmond or Windsor for shopping, services, and transport connections. The suburb offers excellent access to the Hawkesbury River for recreational activities and is surrounded by natural bushland perfect for outdoor enthusiasts. Property market activity is relatively low due to limited housing stock, with most properties ranging from 1-10+ acres. The community maintains a close-knit, family-oriented atmosphere with median residents in their late 40s. Infrastructure is typical of rural areas with NBN coverage available but limited public transport options.

Strengths

  • Large acreage properties ideal for hobby farming and equestrian activities
  • Strong sense of community and rural lifestyle appeal
  • Proximity to Hawkesbury River for water-based recreation
  • Access to natural bushland and outdoor activities

Opportunities

  • Growing demand for rural lifestyle properties post-COVID
  • Potential for eco-tourism and agritourism development
  • Infrastructure improvements in the broader Hawkesbury region
  • Increasing interest in sustainable living and self-sufficiency

Considerations

  • Limited local commercial services and amenities
  • No direct public transport connections
  • Restricted housing stock leading to limited market activity
  • Distance from major employment centers

Property Market

Median House

$1.45M

+8.5% 1yr

Rent (House)

$900/wk

Days on Market

75

Vacancy Rate

1.8%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%

Rental Yields

House Yield

3.2%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Clarendon at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.03M
Capital gain
$514,310
After discount
$257,155
CGT payable
$100,290

10-Year Hold

Est. value
$2.85M
Capital gain
$1.33M
After discount
$666,490
CGT payable
$259,931

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$259,931

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

450

Median Age

47

Median Income

$95K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

25.0%

Dwelling Mix

Houses: 95%Units: 3%Townhouses: 2%Total: 180

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating5/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

1

Parks

3

0
Distance to CBD

65.0 km

Nearest Station: Richmond Station

Rural lifestyle focused on outdoor activities, equestrian pursuits, hobby farming, river recreation, and community events in a peaceful natural setting.

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Data sourced from multiple sources. Last updated 27 March 2026.

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