All Suburbs

Chifley

NSW 2036LGA: Bayside

Investment Score

78

/100

AI Intelligence Summary

Chifley is a small, prestigious coastal suburb in Sydney's eastern suburbs, located 12km southeast of the CBD. This tightly-held residential enclave is bounded by Anzac Parade and sits just 1-2km from Maroubra Beach, offering residents exceptional coastal lifestyle amenities. The suburb is predominantly apartment-focused with limited housing stock, making it popular with young professionals, downsizers, and investors seeking eastern suburbs exposure. Chifley benefits from excellent connectivity via Anzac Parade, proximity to Westfield Eastgardens, and access to Centennial Park. The area commands premium prices due to its coastal location, limited supply, and strong rental demand. Transport options include multiple bus routes along Anzac Parade, though no direct rail connection exists. The suburb's small size and strategic location between the beach and CBD create strong investment fundamentals, with consistent capital growth and solid rental yields typical of the eastern suburbs market.

Strengths

  • Prime eastern suburbs location with coastal proximity
  • Limited housing supply creating scarcity value
  • Strong transport links via Anzac Parade to CBD
  • Close to premium shopping at Westfield Eastgardens

Opportunities

  • Potential for apartment redevelopment and modernization
  • Growing demand for eastern suburbs coastal living
  • Possible transport infrastructure improvements
  • Increasing popularity of coastal lifestyle post-COVID

Considerations

  • Limited local school options requiring travel to nearby suburbs
  • No direct rail connection - bus dependent transport
  • Higher property prices limiting affordability
  • Limited dining and entertainment within suburb boundaries

Property Market

Median House

$1.65M

+12.5% 1yr

Median Unit

$900K

+10.2% 1yr

Median Townhouse

$1.35M

Rent (House)

$1,050/wk

Rent (Unit)

$650/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+12.5%+28.0%+45.0%
Unit+10.2%+24.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

3.8%

Townhouse Yield

3.4%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Chifley at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$72,450

Negatively geared

Tax benefit (39% MTR)
+$28,256

Reduces taxable income

After-tax holding cost
$44,195/yr

~$850/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.54M
Capital gain
$807,340
After discount
$403,670
CGT payable
$157,431

10-Year Hold

Est. value
$3.91M
Capital gain
$2.17M
After discount
$1.09M
CGT payable
$424,078

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$850/wk

10yr CGT (est.)

$424,078

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,850

Median Age

38

Median Income

$95K

per annum

Family Households

42.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 25%Units: 68%Townhouses: 7%Total: 950

Lifestyle & Community

Walkability72/100
Public Transport6/10
Schools Rating6/10
Safety8/10
Family Friendly7/10
Cafes & Restaurants

15

Parks

8

Hospitals

2

Distance to CBD

12.0 km

Nearest Station: Green Square Station

Coastal living with beach access, outdoor recreation, cafes in nearby areas, and excellent connectivity to Sydney's cultural and business districts.

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Data sourced from multiple sources. Last updated 27 March 2026.

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