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Cecil Park

NSW 2178LGA: Fairfield City

Investment Score

78

/100

AI Intelligence Summary

Cecil Park is a rural-residential suburb located 45km southwest of Sydney CBD in the City of Liverpool LGA. This lifestyle-oriented community is characterized by large acreage properties, hobby farms, and horse properties that attract families seeking a rural lifestyle within commuting distance of Sydney. The area maintains strong rural character with established farming families alongside newcomers drawn to the equestrian facilities and bushland reserves. Cecil Park Public School serves local primary education needs, while high school students travel to nearby Hoxton Park or Liverpool. The suburb has limited local shopping and relies heavily on private vehicle transport, with no direct rail connections. Recent infrastructure upgrades including NBN rollout and water/sewer improvements support new residential developments. The property market is dominated by large blocks with strong demand for lifestyle properties, though limited housing stock means properties sell quickly. The nearby Western Sydney Airport development presents both opportunities and challenges for future growth.

Strengths

  • Large acreage properties and rural lifestyle appeal
  • Strong equestrian community and horse riding facilities
  • Preserved bushland reserves and rural character
  • Growing infrastructure with NBN and utility upgrades

Opportunities

  • Western Sydney Airport development impact
  • Infrastructure improvements from Elizabeth Drive upgrades
  • Growing demand for lifestyle properties
  • New residential developments increasing supply

Considerations

  • Limited local shopping and amenities
  • No direct public transport connections
  • Dependence on private vehicle transport
  • Limited housing stock availability

Property Market

Median House

$1.45M

+12.5% 1yr

Median Unit

$680K

+8.5% 1yr

Median Townhouse

$850K

Rent (House)

$900/wk

Rent (Unit)

$625/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+12.5%+28.0%+45.0%
Unit+8.5%+22.0%+35.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Cecil Park at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.23M
Capital gain
$711,615
After discount
$355,807
CGT payable
$138,765

10-Year Hold

Est. value
$3.43M
Capital gain
$1.91M
After discount
$956,644
CGT payable
$373,091

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$373,091

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 1,200

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating6/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

8

0
Distance to CBD

45.0 km

Nearest Station: Leppington Station

Horse riding, rural pursuits, hobby farming, bushwalking, family-oriented activities with country atmosphere

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Data sourced from multiple sources. Last updated 27 March 2026.

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