All Suburbs

Cecil Park

NSW 2178LGA: Fairfield City

Investment Score

78

/100

AI Intelligence Summary

Cecil Park, 2178 NSW, is a suburb that offers a unique blend of lifestyle, market position, and investment outlook. With a median house price of $1,450,000 and a median unit price of $680,000, Cecil Park is considered a premium suburb in the outer western region of Sydney. The suburb's population of 3,200 residents enjoys a relatively high median income of $95,000, indicating a strong and affluent community. However, the walkability score of 25.0/100 suggests that the suburb is largely car-dependent, which may be a drawback for some residents. In terms of education, the schools rating of 6.0/10 is relatively average, but the safety rating of 8.0/10 provides reassurance for families and individuals. The distance to the CBD of 45.0 km may be a consideration for those who need to commute to the city for work. From an investment perspective, Cecil Park has a strong investment score of 78.0/100 and a high growth potential of 82.0/100, making it an attractive option for property investors. The rental yield for houses is 3.2%, and the vacancy rate is a low 1.8%, indicating a high demand for rental properties in the area. Overall, Cecil Park is a suburb that offers a desirable lifestyle, a strong market position, and a promising investment outlook, making it an attractive option for homebuyers and investors alike. The suburb's unique combination of affordability, amenities, and investment potential makes it an exciting opportunity for those looking to enter the Sydney property market.

Strengths

  • High median income of $95,000, indicating a strong and affluent community
  • Strong investment score of 78.0/100, making it an attractive option for property investors
  • High growth potential of 82.0/100, suggesting a strong potential for long-term capital growth
  • Low vacancy rate of 1.8%, indicating a high demand for rental properties

Opportunities

  • Potential for renovation and redevelopment of existing properties to increase value and yield
  • Opportunity to capitalize on the suburb's high growth potential and strong investment score
  • Growing demand for rental properties in the area, driven by the low vacancy rate and high median income

Considerations

  • Limited walkability with a score of 25.0/100, making it a car-dependent suburb
  • Average schools rating of 6.0/10, which may be a consideration for families with school-aged children
  • Distance to CBD of 45.0 km, which may be a drawback for those who need to commute to the city for work

Property Market

Median House

$1.45M

+12.5% 1yr

Median Unit

$680K

+8.5% 1yr

Median Townhouse

$850K

Rent (House)

$900/wk

Rent (Unit)

$625/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+12.5%+28.0%+45.0%
Unit+8.5%+22.0%+35.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Cecil Park at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.23M
Capital gain
$711,615
After discount
$355,807
CGT payable
$138,765

10-Year Hold

Est. value
$3.43M
Capital gain
$1.91M
After discount
$956,644
CGT payable
$373,091

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$373,091

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

3,200

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 1,200

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating6/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

8

0
Distance to CBD

45.0 km

Nearest Station: Leppington Station

Horse riding, rural pursuits, hobby farming, bushwalking, family-oriented activities with country atmosphere

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Data sourced from multiple sources. Last updated 17 April 2026.

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