Cartwright
Investment Score
75
/100
AI Intelligence Summary
Cartwright is an affordable, culturally diverse suburb located 37km southwest of Sydney CBD in the Liverpool City Council area. With a population of 3,200 and median age of 33, it attracts young families and first-home buyers seeking accessible housing options. The suburb features a strong multicultural community with 52% of residents born overseas, particularly from Pacific Islander and Middle Eastern backgrounds. Housing is predominantly detached homes (75%) with a median house price of $680,000, making it one of Liverpool's more affordable options. The area offers solid rental yields of 4.2% for houses and 5.1% for units, appealing to investors. While transport options are limited to bus services connecting to Liverpool, the suburb benefits from proximity to Liverpool Hospital, shopping centers, and the M5 motorway. Community amenities include Cartwright Public School and local parks, though residents typically travel to Liverpool CBD for major retail and services. The property market shows steady growth with houses appreciating 32.8% over five years, supported by ongoing urban renewal initiatives and infrastructure improvements planned by Liverpool City Council.
Strengths
- •Highly affordable housing compared to broader Sydney market
- •Strong rental yields attractive to investors
- •Culturally diverse and welcoming community
- •Close proximity to Liverpool CBD and major amenities
Opportunities
- •Benefits from Liverpool City Council urban renewal plans
- •Potential for infrastructure improvements and transport upgrades
- •Growing demand from first-home buyers due to affordability
- •Investment in local amenities and community facilities
Considerations
- •Limited public transport options with no direct rail access
- •Fewer local retail and dining amenities
- •Higher unemployment rate at 7.2%
- •Perception as lower socioeconomic area
Property Market
$680K
+4.2% 1yr
$420K
+3.8% 1yr
$580K
$550/wk
$410/wk
42
2.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +4.2% | +18.5% | +32.8% |
| Unit | +3.8% | +16.2% | +28.4% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Cartwright at median house price
Save $25,130
+8% surcharge
$550/wk
Negatively geared
Reduces taxable income
~$279/week
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$25,130
After-tax yield
2.56%
Weekly holding cost
$279/wk
10yr CGT (est.)
$112,151
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
3,200
33
$58K
per annum
68.0%
28.0%
22.0%
7.2%
52.0%
Dwelling Mix
Lifestyle & Community
8
6
1
37.0 km
Nearest Station: Liverpool Station
Suburban family lifestyle with easy access to Liverpool's amenities, parks for recreation, and community facilities for cultural activities.
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Data sourced from multiple sources. Last updated 27 March 2026.