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Carnes Hill

NSW 2171LGA: City of Liverpool

Investment Score

78

/100

AI Intelligence Summary

Carnes Hill is a rapidly expanding suburb in Sydney's Southwest, positioned within the Liverpool Local Government Area and part of the designated South West Growth Area. This family-oriented community has experienced significant population growth driven by new housing developments, predominantly featuring modern house and land packages alongside emerging townhouse developments. The suburb attracts young families and first home buyers with its relatively affordable entry prices, modern amenities including Carnes Hill Marketplace, and strong infrastructure connectivity via Cowpasture Road and Camden Valley Way. The community is culturally diverse with significant South Asian and Middle Eastern populations, contributing to a vibrant local dining and retail scene. Strong capital growth has been driven by ongoing infrastructure development and new housing supply, with high rental demand from families seeking contemporary housing options. The area benefits from quality childcare centers, medical facilities, and recreational spaces including Carnes Hill Park, while future transport improvements and community facilities are planned to support continued population growth. Investment appeal remains strong due to affordability relative to established areas, infrastructure investment, and proximity to employment hubs in Liverpool and Campbelltown.

Strengths

  • Strong capital growth driven by infrastructure development and new housing supply
  • Excellent retail amenities including Carnes Hill Marketplace and Crossroads Homemaker Centre
  • Family-friendly community with quality childcare centers and recreational facilities
  • Well-connected transport links via major arterial roads

Opportunities

  • Planned transport improvements including potential light rail connections
  • New schools and community facilities planned to support population growth
  • Continued release of new estates by major developers
  • Growing commercial and retail sector development

Considerations

  • Limited public transport options with reliance on bus connections to train stations
  • Rapid development may strain existing infrastructure and services
  • Distance from Sydney CBD requiring longer commute times
  • Limited established community character due to recent development

Property Market

Median House

$820K

+8.5% 1yr

Median Unit

$580K

+7.2% 1yr

Median Townhouse

$720K

Rent (House)

$680/wk

Rent (Unit)

$580/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+25.2%+45.8%
Unit+7.2%+22.8%+38.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)75/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Carnes Hill at median house price

Standard transfer
$31,430
First Home Buyer
$3,143

Save $28,287

Foreign buyer surcharge
$65,600

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$42,640
Other expenses (~2.5%)
-$20,500
Net rental position
-$27,780

Negatively geared

Tax benefit (39% MTR)
+$10,834

Reduces taxable income

After-tax holding cost
$16,946/yr

~$326/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.27M
Capital gain
$415,429
After discount
$207,714
CGT payable
$81,009

10-Year Hold

Est. value
$1.97M
Capital gain
$1.11M
After discount
$557,196
CGT payable
$217,307

Investor Quick Summary

Entry cost (stamp duty)

$31,430

After-tax yield

2.56%

Weekly holding cost

$326/wk

10yr CGT (est.)

$217,307

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

32

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

25

Parks

8

Hospitals

1

Distance to CBD

45.0 km

Nearest Station: Liverpool Station

Family-focused lifestyle with modern conveniences, recreational facilities, diverse dining options, and community events. Growing cafe culture and retail amenities support convenient suburban living.

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Data sourced from multiple sources. Last updated 27 March 2026.

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