All Suburbs

Carlingford

NSW 2118LGA: City of Parramatta

Investment Score

78

/100

AI Intelligence Summary

Carlingford is a highly sought-after family suburb in Sydney's Hills District, located 22km northwest of the CBD. Known for its excellent educational facilities including the prestigious Carlingford High School, the area attracts families seeking quality schooling and lifestyle amenities. The suburb features a diverse multicultural population with significant Asian-Australian communities, reflecting Sydney's broader demographic trends. Property values are strong, supported by the suburb's reputation, school catchments, and proximity to major employment hubs like Macquarie Park. The area offers excellent connectivity via the M2 motorway and comprehensive bus networks, with Epping train station providing rail access nearby. Carlingford Court serves as the local retail hub, while Murray Farm Park and other recreational facilities enhance the family-friendly appeal. The housing stock comprises predominantly established homes from the 1970s-1990s alongside newer developments, creating diverse options for buyers. With ongoing infrastructure improvements in the Hills District and continued demand from families, Carlingford maintains its position as a premium residential location with strong growth prospects.

Strengths

  • Excellent school catchments including highly regarded Carlingford High School
  • Strong multicultural community with established amenities
  • Premium Hills District location with family-friendly environment
  • Excellent transport connectivity via M2 motorway and bus networks

Opportunities

  • Continued infrastructure development in Hills District
  • Growing employment opportunities in nearby Macquarie Park
  • Potential for property redevelopment and modernization
  • Increasing demand from multicultural families

Considerations

  • High property prices may limit affordability for first home buyers
  • Limited direct rail connectivity requiring bus transfers
  • Competition for school places due to high demand
  • Traffic congestion during peak hours on major routes

Property Market

Median House

$1.65M

+8.5% 1yr

Median Unit

$720K

+6.8% 1yr

Median Townhouse

$980K

Rent (House)

$880/wk

Rent (Unit)

$580/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%
Unit+6.8%+18.5%+28.0%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.4%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Carlingford at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$45,760

$880/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$81,290

Negatively geared

Tax benefit (39% MTR)
+$31,703

Reduces taxable income

After-tax holding cost
$49,587/yr

~$954/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.31M
Capital gain
$582,820
After discount
$291,410
CGT payable
$113,650

10-Year Hold

Est. value
$3.25M
Capital gain
$1.51M
After discount
$757,205
CGT payable
$295,310

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.71%

Weekly holding cost

$954/wk

10yr CGT (est.)

$295,310

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 3,100

Lifestyle & Community

Walkability68/100
Public Transport7/10
Schools Rating9/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

35

Parks

8

Hospitals

1

Distance to CBD

22.0 km

Nearest Station: Epping Station

Suburban family lifestyle with quality schools, parks, shopping, and recreational facilities

Interested in Carlingford?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 26 March 2026.

Browse all suburbsContact DING