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Canley Heights

NSW 2166LGA: Fairfield City

Investment Score

75

/100

AI Intelligence Summary

Canley Heights, NSW 2166, offers a unique blend of suburban lifestyle and investment potential. With a median house price of $850,000 and a median unit price of $520,000, the area presents a relatively affordable option for homebuyers and investors alike. The suburb's population of 4200 residents enjoys a moderate walkability score of 62, indicating a decent level of accessibility to local amenities. While schools and safety ratings are average at 6.0/10, the area's investment score of 75 and growth potential of 78 suggest a promising outlook for investors. The rental yield for houses is 4.2%, and the vacancy rate is a low 1.8%, further bolstering the investment case. Located 32km from the CBD, Canley Heights may appeal to those seeking a more laid-back pace without being too far removed from the city's core. Overall, the suburb's lifestyle and market position are well-suited for families, first-home buyers, and investors looking for a balanced mix of affordability, growth, and rental returns.

Strengths

  • Relatively affordable median house and unit prices
  • Decent walkability score with accessible local amenities
  • Strong investment score and growth potential
  • Attractive rental yield for houses

Opportunities

  • Renovation and development opportunities for existing properties
  • Growing demand for rentals driven by affordability and lifestyle
  • Potential for increased infrastructure investment to enhance amenities and connectivity

Considerations

  • Average schools and safety ratings may deter some buyers
  • Location 32km from the CBD may not suit all commuters
  • Limited public transportation options may impact accessibility

Property Market

Median House

$850K

+9.2% 1yr

Median Unit

$520K

+7.8% 1yr

Median Townhouse

$680K

Rent (House)

$680/wk

Rent (Unit)

$510/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+9.2%+28.5%+45.8%
Unit+7.8%+24.2%+38.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)65/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Canley Heights at median house price

Stamp Duty Estimate
Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Negative Gearing Position
Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$30,090

Negatively geared

Tax benefit (39% MTR)
+$11,735

Reduces taxable income

After-tax holding cost
$18,355/yr

~$353/week

Land Tax Exposure
Est. land value
$510,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $7,860

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.32M
Capital gain
$430,427
After discount
$215,214
CGT payable
$83,933

10-Year Hold

Est. value
$2.04M
Capital gain
$1.15M
After discount
$577,481
CGT payable
$225,218

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.56%

Weekly holding cost

$353/wk

10yr CGT (est.)

$225,218

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,200

Median Age

34

Median Income

$58K

per annum

Family Households

68.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

6.8%

Born Overseas

72.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 1,680

Lifestyle & Community

Walkability62/100
Public Transport6/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

18

Parks

4

Hospitals

1

Distance to CBD

32.0 km

Nearest Station: Canley Vale Railway Station

Authentic multicultural dining, community festivals, family-friendly parks, close-knit neighborhood feel with strong cultural connections and affordable living options.

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Data sourced from multiple sources. Last updated 22 April 2026.

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