All Suburbs

Canada Bay

NSW 2046LGA: City of Canada Bay

Investment Score

78

/100

AI Intelligence Summary

Canada Bay is a premium Inner West suburb located 10km west of Sydney CBD, offering an exceptional waterfront lifestyle along the Parramatta River. This diverse multicultural community, with significant Italian and Chinese populations, attracts young professionals, families, and established residents seeking quality amenities and strong connectivity. The suburb features a desirable mix of waterfront properties, modern apartments, and heritage homes, supported by excellent recreational facilities including Bayview Park and Rothwell Park. With strong transport links via nearby Concord West and Rhodes railway stations, plus quality local schools and shopping along Concord Road, Canada Bay maintains its reputation as a sought-after residential location. The property market demonstrates resilience with strong underlying demand driven by the suburb's premium location, waterfront appeal, and proximity to major employment hubs. Community lifestyle is enhanced by local events, waterfront activities, and access to Rhodes Shopping Centre, creating a balanced urban environment that combines convenience with recreational opportunities.

Strengths

  • Premium waterfront location along Parramatta River
  • Strong connectivity to Sydney CBD via multiple transport options
  • Diverse multicultural community with established amenities
  • Mix of quality housing stock from heritage homes to modern apartments

Opportunities

  • Continued Inner West transport infrastructure improvements
  • Waterfront development and enhancement projects
  • Growing demand from professionals seeking lifestyle locations
  • Potential for medium-density residential development

Considerations

  • Premium property prices limiting affordability
  • Limited parking in high-density areas
  • Traffic congestion during peak periods
  • Competition for rental properties

Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$850K

+6.8% 1yr

Median Townhouse

$1.45M

Rent (House)

$1,150/wk

Rent (Unit)

$780/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.8%+18.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Canada Bay at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income

After-tax holding cost
$50,417/yr

~$970/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.85M
Capital gain
$903,064
After discount
$451,532
CGT payable
$176,098

10-Year Hold

Est. value
$4.38M
Capital gain
$2.44M
After discount
$1.22M
CGT payable
$475,065

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$475,065

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

38

Median Income

$95K

per annum

Family Households

58.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

4.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 1,850

Lifestyle & Community

Walkability75/100
Public Transport7/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

6

Hospitals

1

Distance to CBD

10.0 km

Nearest Station: Concord West

Premium waterfront lifestyle with excellent recreational opportunities, quality dining and shopping, plus strong community events and activities along the Parramatta River.

Interested in Canada Bay?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 27 March 2026.

Browse all suburbsContact DING