All Suburbs

Campsie

NSW 2194LGA: Canterbury-Bankstown

Investment Score

78

/100

AI Intelligence Summary

Campsie is a vibrant, multicultural suburb in Sydney's inner southwest, located 13km from the CBD. With a population of 18,500 and a median age of 34, it represents one of Sydney's most culturally diverse communities, with 68% of residents born overseas, particularly from Lebanese, Chinese, and Vietnamese backgrounds. The suburb offers excellent transport connectivity via Campsie Railway Station on the T3 Bankstown Line, with potential for enhanced access through the planned Sydney Metro Southwest extension. The property market shows strong fundamentals with median house prices at $1.25M and units at $685K, delivering solid growth of 12.5% and 9.8% respectively over the past year. The area features a dense urban environment with 58% units/apartments and only 35% separate houses, making it attractive to first-home buyers and investors seeking affordability relative to inner Sydney. Beamish Street serves as the commercial heart, offering authentic multicultural dining and shopping experiences. The suburb benefits from good walkability (75/100), decent schools (7/10), and strong family appeal (8/10), though faces challenges with parking and traffic congestion typical of dense inner suburbs.

Strengths

  • Excellent public transport connectivity with direct CBD access via T3 Bankstown Line
  • Rich multicultural community creating vibrant food and cultural scene
  • Strong property price growth with good rental yields (3.8% houses, 4.2% units)
  • Relative affordability compared to inner Sydney suburbs

Opportunities

  • Sydney Metro Southwest extension will significantly boost property values
  • Continued urban renewal and development opportunities
  • Growing multicultural food and retail precinct along Beamish Street
  • Increasing appeal to young professionals seeking affordable inner suburbs

Considerations

  • High population density creating parking and traffic congestion
  • Limited green space relative to population size
  • Moderate crime index (35/100) requiring ongoing community safety focus
  • Aging apartment stock in some areas requiring maintenance

Property Market

Median House

$1.25M

+12.5% 1yr

Median Unit

$685K

+9.8% 1yr

Median Townhouse

$950K

Rent (House)

$920/wk

Rent (Unit)

$550/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+12.5%+28.0%+45.0%
Unit+9.8%+22.0%+38.0%

Rental Yields

House Yield

3.8%

Unit Yield

4.2%

Townhouse Yield

4.0%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Campsie at median house price

Standard transfer
$51,140
First Home Buyer
$51,140
Foreign buyer surcharge
$100,000

+8% surcharge

Annual rent income
$47,840

$920/wk

Interest (80% LVR @ 6.5%)
-$65,000
Other expenses (~2.5%)
-$31,250
Net rental position
-$48,410

Negatively geared

Tax benefit (39% MTR)
+$18,880

Reduces taxable income

After-tax holding cost
$29,530/yr

~$568/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.92M
Capital gain
$615,890
After discount
$307,945
CGT payable
$120,099

10-Year Hold

Est. value
$2.96M
Capital gain
$1.65M
After discount
$825,907
CGT payable
$322,104

Investor Quick Summary

Entry cost (stamp duty)

$51,140

After-tax yield

2.32%

Weekly holding cost

$568/wk

10yr CGT (est.)

$322,104

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

18,500

Median Age

34

Median Income

$68K

per annum

Family Households

62.0%

Professionals

38.0%

University Educated

42.0%

Unemployment

6.2%

Born Overseas

68.0%

Dwelling Mix

Houses: 35%Units: 58%Townhouses: 7%Total: 7,800

Lifestyle & Community

Walkability75/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

6

Hospitals

1

Distance to CBD

13.0 km

Nearest Station: Campsie Railway Station

Urban lifestyle with excellent dining diversity, convenient transport, walkable amenities, and strong community connections through cultural centers and local businesses.

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Data sourced from multiple sources. Last updated 26 March 2026.

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