Cambridge Park
Investment Score
76
/100
AI Intelligence Summary
Cambridge Park is a family-oriented suburb in Western Sydney's Penrith area, offering affordable housing options and strong community amenities. The suburb features a mix of detached houses, townhouses, and units, making it attractive to first home buyers and young families. With steady population growth and cultural diversity, Cambridge Park benefits from its proximity to Penrith CBD while maintaining a suburban lifestyle. The area has experienced solid property value growth aligned with broader Western Sydney trends, supported by ongoing infrastructure investments and development in the Western Parkland City corridor. Strong rental demand and low vacancy rates reflect the suburb's appeal to both owner-occupiers and investors. Local amenities include Cambridge Park Public School, recreational facilities, and good access to medical services and childcare. The suburb's strategic location provides excellent connectivity to employment centers and transport networks, positioning it well for continued growth as Western Sydney develops.
Strengths
- •Affordable housing options attractive to first home buyers
- •Strong family-oriented community with excellent local schools
- •Proximity to Penrith CBD for shopping and entertainment
- •Diverse housing stock from older fibro to newer brick constructions
Opportunities
- •Benefiting from Western Sydney infrastructure investments
- •Potential for further residential development
- •Growing demand from young families seeking affordability
- •NBN infrastructure supporting home-based businesses
Considerations
- •Limited public transport options compared to inner suburbs
- •Dependence on bus services for rail connectivity
- •Competition from other developing Western Sydney areas
- •Some older housing stock requiring renovation
Property Market
$780K
+8.5% 1yr
$520K
+7.2% 1yr
$650K
$630/wk
$510/wk
32
1.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +28.2% | +45.8% |
| Unit | +7.2% | +24.6% | +38.4% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.6%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Cambridge Park at median house price
Save $29,630
+8% surcharge
$630/wk
Negatively geared
Reduces taxable income
~$320/week
Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$29,630
After-tax yield
2.56%
Weekly holding cost
$320/wk
10yr CGT (est.)
$206,758
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
4,200
33
$72K
per annum
68.0%
32.0%
28.0%
6.2%
45.0%
Dwelling Mix
Lifestyle & Community
12
8
2
52.0 km
Nearest Station: Penrith Station
Family-focused lifestyle with access to parks, schools, and community facilities, plus proximity to Penrith's shopping and entertainment options.
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Data sourced from multiple sources. Last updated 26 March 2026.