All Suburbs

Cabramatta West

NSW 2166LGA: Fairfield City

Investment Score

72

/100

AI Intelligence Summary

Cabramatta West (2166) presents a compelling proposition for those seeking an affordable entry point into the Sydney property market, particularly for families and investors. With a median house price of $750,000 and units at $485,000, it offers significantly better value compared to many other Sydney suburbs. The suburb boasts a solid population of 8,500, contributing to a vibrant community feel. Its walkability score of 65.0, coupled with decent school (7.0/10) and safety ratings (7.0/10), indicates a liveable environment for residents. While a 32.0km distance to the CBD suggests a commute for city workers, the suburb's strong investment score (72.0/100) and impressive growth potential (75.0/100) highlight its appeal to those looking for capital appreciation. Investors will be particularly drawn to the healthy 4.8% rental yield for houses and a very low 1.8% vacancy rate, signalling strong tenant demand and stable rental income. The median income of $65,000 suggests a predominantly working-class demographic, further reinforcing the affordability and community-focused nature of Cabramatta West. This suburb is well-positioned for continued growth as Sydney's population expands and affordability remains a key driver for buyers and renters.

Strengths

  • Highly affordable median house and unit prices compared to wider Sydney.
  • Strong investment potential with high growth prospects and solid investment score.
  • Excellent rental market with a healthy 4.8% rental yield for houses and low 1.8% vacancy rate.
  • Decent walkability score, indicating convenient local amenities.

Opportunities

  • Capitalise on continued affordability-driven migration from inner Sydney.
  • Further development of local amenities and transport links to enhance liveability and appeal.
  • Attract first-home buyers and young families seeking value and community.

Considerations

  • Significant distance from the Sydney CBD may deter some commuters.
  • Median income suggests a more budget-conscious demographic, potentially limiting top-tier property demand.
  • Reliance on local infrastructure and services due to distance from major hubs.

Property Market

Median House

$750K

+4.2% 1yr

Median Unit

$485K

+3.8% 1yr

Median Townhouse

$650K

Rent (House)

$690/wk

Rent (Unit)

$485/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+12.5%+28.0%
Unit+3.8%+10.2%+22.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Cabramatta West at median house price

Standard transfer
$28,280
First Home Buyer
Exempt

Save $28,280

Foreign buyer surcharge
$60,000

+8% surcharge

Annual rent income
$35,880

$690/wk

Interest (80% LVR @ 6.5%)
-$39,000
Other expenses (~2.5%)
-$18,750
Net rental position
-$21,870

Negatively geared

Tax benefit (39% MTR)
+$8,529

Reduces taxable income

After-tax holding cost
$13,341/yr

~$257/week

Based on 5.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$984,874
Capital gain
$202,844
After discount
$101,422
CGT payable
$39,555

10-Year Hold

Est. value
$1.29M
Capital gain
$511,273
After discount
$255,637
CGT payable
$99,698

Investor Quick Summary

Entry cost (stamp duty)

$28,280

After-tax yield

2.93%

Weekly holding cost

$257/wk

10yr CGT (est.)

$99,698

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

8,500

Median Age

32

Median Income

$65K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

58.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

25

Parks

6

Hospitals

1

Distance to CBD

32.0 km

Nearest Station: Cabramatta Station

Suburban family lifestyle with access to diverse dining, cultural festivals, local parks, and community facilities while maintaining proximity to urban amenities.

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Data sourced from multiple sources. Last updated 16 April 2026.

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