All Suburbs

Cabramatta

NSW 2166LGA: Fairfield City

Investment Score

78

/100

AI Intelligence Summary

Cabramatta is Australia's most multicultural suburb, renowned for its vibrant Vietnamese community and authentic Asian cuisine. Located 32km southwest of Sydney CBD, this diverse suburb of approximately 23,000 residents offers excellent affordability with median house prices around $800,000. The area features strong transport links via Cabramatta Railway Station on the T2 line, providing direct access to the city in 45-50 minutes. John Street's famous food precinct attracts visitors from across Sydney, while the suburb maintains a strong community spirit through cultural festivals and celebrations. The property market shows steady growth with high rental demand driven by affordability and transport connectivity. Cabramatta offers a unique blend of cultural richness, urban convenience, and investment potential, though it faces challenges with older housing stock and infrastructure. The suburb is well-positioned to benefit from Western Sydney's ongoing development, with government investment in transport and urban renewal projects enhancing its appeal to both residents and investors.

Strengths

  • Australia's premier multicultural dining destination
  • Excellent train connectivity to Sydney CBD
  • Strong affordability compared to inner Sydney
  • Vibrant cultural community and festivals

Opportunities

  • John Street revitalization project
  • Western Sydney infrastructure investment
  • Growing food tourism and cultural tourism
  • Medium-density housing development potential

Considerations

  • Aging housing stock and infrastructure
  • Limited high-end retail and entertainment options
  • Traffic congestion on local roads
  • Stigma from past crime reputation

Property Market

Median House

$800K

+10.0% 1yr

Median Unit

$500K

+8.0% 1yr

Median Townhouse

$650K

Rent (House)

$650/wk

Rent (Unit)

$490/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+10.0%+28.0%+45.0%
Unit+8.0%+24.0%+38.0%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score76/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Cabramatta at median house price

Standard transfer
$30,530
First Home Buyer
Exempt

Save $30,530

Foreign buyer surcharge
$64,000

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$41,600
Other expenses (~2.5%)
-$20,000
Net rental position
-$27,800

Negatively geared

Tax benefit (39% MTR)
+$10,842

Reduces taxable income

After-tax holding cost
$16,958/yr

~$326/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.23M
Capital gain
$396,369
After discount
$198,185
CGT payable
$77,292

10-Year Hold

Est. value
$1.89M
Capital gain
$1.06M
After discount
$529,680
CGT payable
$206,575

Investor Quick Summary

Entry cost (stamp duty)

$30,530

After-tax yield

2.56%

Weekly holding cost

$326/wk

10yr CGT (est.)

$206,575

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

23,000

Median Age

39

Median Income

$52K

per annum

Family Households

68.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

6.2%

Born Overseas

72.0%

Dwelling Mix

Houses: 72%Units: 24%Townhouses: 4%Total: 8,500

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

85

Parks

6

Hospitals

1

Distance to CBD

32.0 km

Nearest Station: Cabramatta Railway Station

Food-focused lifestyle with authentic Asian dining, cultural festivals, community markets, and family-oriented activities

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Data sourced from multiple sources. Last updated 26 March 2026.

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