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Byron Bay

NSW 2481LGA: Byron Shire

Investment Score

78

/100

AI Intelligence Summary

Byron Bay stands as one of Australia's most iconic coastal destinations, blending bohemian culture, pristine beaches, and a thriving wellness scene. Located 765km from Sydney CBD, this internationally renowned suburb commands premium property prices with a median house value of $2,100,000 and units at $980,000, reflecting its desirability among lifestyle seekers, celebrities, and investors alike. The population of 9,246 enjoys an exceptional coastal lifestyle characterized by world-class surfing, organic markets, boutique shopping, and a vibrant arts community. Despite a median income of $68,000, which sits below property values, the area attracts affluent sea-changers and maintains strong appeal through its unique character and natural beauty. The suburb's impressive walkability score of 78/100 reflects its pedestrian-friendly town center, where cafes, restaurants, and shops are easily accessible. With a safety rating of 8/10 and schools scoring 7/10, Byron Bay offers a secure environment for families and retirees. The property market demonstrates resilience with an investment score of 78/100 and growth potential of 75/100, underpinned by consistent demand from both domestic and international buyers. The rental market remains exceptionally tight with a vacancy rate of just 0.8%, driven by tourism and permanent residents, though yields of 3.1% reflect the capital-intensive nature of entry. Byron Bay represents more than just a property investment—it's a lifestyle choice that continues to attract those seeking coastal living at its finest, supported by strong fundamentals and enduring appeal.

Strengths

  • Internationally recognized coastal destination with iconic beaches and natural beauty attracting premium buyers
  • Exceptionally tight rental market with 0.8% vacancy rate indicating strong and consistent demand
  • High walkability score of 78/100 with pedestrian-friendly access to cafes, shops, and amenities
  • Strong investment fundamentals with 78/100 investment score and 75/100 growth potential

Opportunities

  • Growing remote work trends enabling professionals to relocate permanently to lifestyle destinations
  • Strong short-term rental market capitalizing on Byron Bay's status as premier holiday destination
  • Continued infrastructure improvements and business investment supporting long-term value growth
  • Increasing demand from international buyers as borders remain open and reputation strengthens

Considerations

  • Premium entry prices with $2.1M median house price creating significant barriers for first-time buyers
  • Lower rental yields at 3.1% compared to other regional markets due to high capital values
  • Median income of $68,000 shows disconnect between local wages and property affordability
  • Remote location 765km from Sydney CBD limiting employment diversity and accessibility

Property Market

Median House

$2.10M

+3.2% 1yr

Median Unit

$980K

+2.8% 1yr

Median Townhouse

$1.45M

Rent (House)

$1,250/wk

Rent (Unit)

$780/wk

Days on Market

42

Vacancy Rate

0.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+18.5%+42.1%
Unit+2.8%+16.2%+38.7%

Rental Yields

House Yield

3.1%

Unit Yield

4.2%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Byron Bay at median house price

Stamp Duty Estimate
Standard transfer
$97,890
First Home Buyer
$97,890
Foreign buyer surcharge
$168,000

+8% surcharge

Negative Gearing Position
Annual rent income
$65,000

$1250/wk

Interest (80% LVR @ 6.5%)
-$109,200
Other expenses (~2.5%)
-$52,500
Net rental position
-$96,700

Negatively geared

Tax benefit (39% MTR)
+$37,713

Reduces taxable income

After-tax holding cost
$58,987/yr

~$1,134/week

Land Tax Exposure
Est. land value
$1.26M

~60% of median price

Individual threshold
$1,075,000

Annual: $3,060

Trust/company threshold
$25,000 (trust)

Annual: $19,860

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 8.4% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.15M
Capital gain
$937,665
After discount
$468,832
CGT payable
$182,845

10-Year Hold

Est. value
$4.71M
Capital gain
$2.50M
After discount
$1.25M
CGT payable
$488,433

Investor Quick Summary

Entry cost (stamp duty)

$97,890

After-tax yield

1.89%

Weekly holding cost

$1134/wk

10yr CGT (est.)

$488,433

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

9,246

Median Age

45

Median Income

$68K

per annum

Family Households

42.0%

Professionals

48.0%

University Educated

42.0%

Unemployment

4.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 68%Units: 25%Townhouses: 7%Total: 4,850

Lifestyle & Community

Walkability78/100
Public Transport3/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

85

Parks

12

Hospitals

1

Distance to CBD

765.0 km

Nearest Station: Casino Railway Station

World-class beaches, vibrant arts scene, farmers markets, organic dining, yoga studios, music festivals, lighthouse walks, and alternative wellness practices define the Byron Bay lifestyle experience.

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Data sourced from multiple sources. Last updated 20 April 2026.

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