All Suburbs

Busby

NSW 2168LGA: City of Liverpool

Investment Score

72

/100

AI Intelligence Summary

Busby is a culturally diverse suburb in Liverpool Local Government Area, southwestern Sydney, known as one of NSW's most multicultural communities with significant Pacific Islander and Middle Eastern populations. The suburb features predominantly public housing and older brick homes from the 1960s-1980s, making it one of the most affordable areas in the Liverpool region. With a young population where families are the predominant household type and English is not the first language for most residents, Busby offers strong community networks and multicultural festivals. The area is served by Busby Public School and nearby Miller Technology High School, with Crossroads Homemaker Centre providing major retail options. Transport connectivity relies on regular bus services to Liverpool and Campbelltown, with no direct rail connection. Property values show modest growth compared to broader Sydney markets, with limited new development due to existing housing commission properties. The suburb benefits from NBN infrastructure rollout and planned road upgrades, while maintaining competitive rental markets due to affordability factors.

Strengths

  • Exceptional cultural diversity and strong multicultural community
  • Highly affordable housing market with entry-level opportunities
  • Strong community networks and established cultural festivals
  • Good access to retail amenities via Crossroads Homemaker Centre

Opportunities

  • Western Sydney infrastructure development benefits
  • Potential for modest capital growth as area gentrifies
  • Strong rental demand due to affordability factors
  • Cultural tourism and community event development

Considerations

  • Limited direct rail connectivity requiring bus transfers
  • Predominantly older housing stock with limited new development
  • Higher unemployment rates typical of outer suburban areas
  • Perception challenges associated with public housing concentration

Property Market

Median House

$485K

+4.2% 1yr

Median Unit

$320K

+3.8% 1yr

Rent (House)

$485/wk

Rent (Unit)

$375/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

58.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+15.8%+28.5%
Unit+3.8%+12.5%+22.0%

Rental Yields

House Yield

5.2%

Unit Yield

6.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index85/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Busby at median house price

Standard transfer
$16,355
First Home Buyer
Exempt

Save $16,355

Foreign buyer surcharge
$38,800

+8% surcharge

Annual rent income
$25,220

$485/wk

Interest (80% LVR @ 6.5%)
-$25,220
Other expenses (~2.5%)
-$12,125
Net rental position
-$12,125

Negatively geared

Tax benefit (39% MTR)
+$4,729

Reduces taxable income

After-tax holding cost
$7,396/yr

~$142/week

Based on 5.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$639,907
Capital gain
$136,127
After discount
$68,063
CGT payable
$26,545

10-Year Hold

Est. value
$844,290
Capital gain
$340,510
After discount
$170,255
CGT payable
$66,399

Investor Quick Summary

Entry cost (stamp duty)

$16,355

After-tax yield

3.17%

Weekly holding cost

$142/wk

10yr CGT (est.)

$66,399

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

32

Median Income

$52K

per annum

Family Households

68.0%

Professionals

25.0%

University Educated

18.0%

Unemployment

8.5%

Born Overseas

72.0%

Dwelling Mix

Houses: 85%Units: 12%Townhouses: 3%Total: 1,150

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

42.0 km

Nearest Station: Miller Station

Family-oriented lifestyle with emphasis on community connection, cultural celebrations, affordable living, and access to recreational facilities including local parks and community centers supporting diverse cultural groups.

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Data sourced from multiple sources. Last updated 27 March 2026.

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