All Suburbs

Bulli

NSW 2516LGA: City of Wollongong

Investment Score

78

/100

AI Intelligence Summary

Bulli is a charming coastal suburb located 10km north of Wollongong in the Illawarra region, offering an attractive blend of beachside lifestyle and convenient transport links to Sydney. With a population of approximately 2,800 residents, this family-oriented community is characterized by its relaxed coastal atmosphere, proximity to Bulli Beach - a popular surfing and swimming destination, and access to the Royal National Park and Illawarra escarpment. The suburb features a mix of housing types including older fibro homes, renovated properties, and new developments, attracting both sea-changers and young families seeking affordable coastal living. Bulli railway station provides direct connections to Sydney and Wollongong, making it appealing to commuters, though local commercial facilities are limited with residents often traveling to nearby centers for shopping and services. The area has experienced steady population growth and consistent property value increases, driven by strong demand for coastal lifestyle properties. The community maintains a strong local spirit with regular events and markets, while benefiting from improved infrastructure including NBN connectivity and ongoing coastal protection works to address erosion concerns.

Strengths

  • Direct train connection to Sydney CBD and Wollongong
  • Beautiful beachfront location with popular surfing beach
  • Proximity to Royal National Park and natural escarpment
  • Strong community spirit and family-friendly atmosphere

Opportunities

  • Growing sea-change and tree-change migration trends
  • Potential for commercial development to serve local needs
  • Tourism development leveraging beach and park proximity
  • Infrastructure improvements enhancing connectivity

Considerations

  • Limited local commercial facilities and services
  • Coastal erosion requiring ongoing protection works
  • Restricted public transport options beyond train services
  • Distance from major employment centers

Property Market

Median House

$985K

+8.5% 1yr

Median Unit

$650K

+6.8% 1yr

Median Townhouse

$780K

Rent (House)

$720/wk

Rent (Unit)

$560/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+45.8%
Unit+6.8%+22.5%+38.2%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Bulli at median house price

Standard transfer
$38,855
First Home Buyer
$35,941

Save $2,914

Foreign buyer surcharge
$78,800

+8% surcharge

Annual rent income
$37,440

$720/wk

Interest (80% LVR @ 6.5%)
-$51,220
Other expenses (~2.5%)
-$24,625
Net rental position
-$38,405

Negatively geared

Tax benefit (39% MTR)
+$14,978

Reduces taxable income

After-tax holding cost
$23,427/yr

~$451/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.53M
Capital gain
$497,921
After discount
$248,960
CGT payable
$97,095

10-Year Hold

Est. value
$2.37M
Capital gain
$1.34M
After discount
$668,765
CGT payable
$260,818

Investor Quick Summary

Entry cost (stamp duty)

$38,855

After-tax yield

2.32%

Weekly holding cost

$451/wk

10yr CGT (est.)

$260,818

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

42

Median Income

$78K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

22.0%

Dwelling Mix

Houses: 75%Units: 20%Townhouses: 5%Total: 1,180

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

68.0 km

Nearest Station: Bulli Railway Station

Coastal lifestyle with surfing, swimming, bushwalking, and community events. Residents enjoy a slower pace of life while maintaining convenient access to urban amenities and employment centers through excellent transport links.

Interested in Bulli?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 26 March 2026.

Browse all suburbsContact DING