Breakfast Point
Investment Score
78
/100
AI Intelligence Summary
Breakfast Point, NSW 2137 is a highly sought-after suburb offering a unique blend of lifestyle, market position, and investment outlook. With a median house price of $2,850,000 and a median unit price of $1,250,000, this suburb is positioned at the higher end of the market, catering to affluent families and professionals. The population of 3,200 residents enjoys a relatively high median income of $125,000, contributing to the suburb's exclusive atmosphere. In terms of lifestyle, Breakfast Point boasts a walkability score of 65.0, indicating a moderate level of pedestrian-friendly infrastructure, and a schools rating of 8.0, suggesting a high-quality education system. The safety rating of 9.0 further reinforces the suburb's desirability. From an investment perspective, Breakfast Point presents a compelling case, with an investment score of 78.0 and a growth potential of 75.0. The rental yield for houses is 3.2%, and the vacancy rate is a low 1.8%, indicating a high demand for rental properties. Located 15.0 km from the CBD, Breakfast Point offers a convenient balance between proximity to the city and a more relaxed, suburban lifestyle. Overall, Breakfast Point is an attractive option for investors and homebuyers seeking a premium lifestyle and strong potential for long-term growth.
Strengths
- •High median income of $125,000, indicating a strong and affluent community
- •Excellent schools rating of 8.0, making it an attractive option for families
- •High safety rating of 9.0, providing residents with a secure environment
- •Strong investment score of 78.0, suggesting a high potential for returns
Opportunities
- •Potential for long-term growth, with a growth potential score of 75.0
- •Opportunity to capitalize on the suburb's high demand for rental properties, with a low vacancy rate of 1.8%
- •Chance to develop or invest in premium properties, catering to the suburb's affluent demographic and high median income
Considerations
- •High median house price of $2,850,000, making it less accessible to first-home buyers or those on a budget
- •Moderate walkability score of 65.0, which may deter some residents who prefer a more pedestrian-friendly environment
- •Distance of 15.0 km from the CBD, which may require residents to rely on private transportation or commute via public transport
Property Market
$2.85M
+8.5% 1yr
$1.25M
+6.2% 1yr
$1,750/wk
$980/wk
35
1.8%
75.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +45.0% |
| Unit | +6.2% | +18.5% | +38.0% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Breakfast Point at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$1750/wk
Negatively geared
Reduces taxable income
~$1,507/week
Land Tax Exposure
~60% of median price
Annual: $10,260
Annual: $27,060
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.95%
Weekly holding cost
$1507/wk
10yr CGT (est.)
$730,001
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
3,200
42
$125K
per annum
58.0%
52.0%
48.0%
3.2%
38.0%
Dwelling Mix
Lifestyle & Community
8
12
1
15.0 km
Nearest Station: Rhodes Station
Luxury waterfront living with golf, marina access, riverside walks, and premium recreational facilities
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Data sourced from multiple sources. Last updated 17 April 2026.