All Suburbs

Bradfield

NSW 2761LGA: Blacktown City

Investment Score

68

/100

AI Intelligence Summary

Bradfield, NSW 2761 is a small rural locality in the Hawkesbury Local Government Area, situated approximately 65km northwest of Sydney CBD. This peaceful rural community offers a lifestyle centered around large acreage properties, hobby farms, and agricultural pursuits. The area is characterized by its rural-residential zoning with properties typically ranging from 1-5 hectares, attracting residents seeking privacy and space away from urban density. Infrastructure is basic with access via local rural roads connecting to Putty Road, and no public transport services available. The locality faces challenges with flood risk from the Hawkesbury River system, particularly in low-lying areas. Residents rely on nearby Windsor and Richmond for schools, shopping, and major amenities. The property market experiences very limited activity due to the small size and rural nature of the area, with infrequent transactions typically involving large rural blocks. This creates a unique market dynamic where values are influenced by the broader Windsor-Richmond corridor. The community appeals to those seeking rural tranquility while maintaining reasonable access to Sydney's outer metropolitan services.

Strengths

  • Large lot sizes offering privacy and space
  • Rural lifestyle with agricultural and equestrian opportunities
  • Peaceful environment away from urban congestion
  • Proximity to historic Windsor and Richmond townships

Opportunities

  • Growing demand for rural lifestyle properties post-COVID
  • Potential for agricultural or equestrian enterprises
  • Value-add through property improvements on large blocks
  • Tourism and agritourism potential

Considerations

  • High flood risk in low-lying areas
  • No public transport connectivity
  • Limited local amenities and services
  • Reliance on private vehicle transport

Property Market

Median House

$1.15M

+3.2% 1yr

Rent (House)

$710/wk

Days on Market

85

Vacancy Rate

2.1%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+12.5%+28.0%

Rental Yields

House Yield

3.2%

Investment Scorecard

Overall Investment Score68/100
Growth Potential65/100
Cashflow Score55/100
Risk Score (lower = safer)58/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Bradfield at median house price

Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Annual rent income
$36,920

$710/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$51,630

Negatively geared

Tax benefit (39% MTR)
+$20,136

Reduces taxable income

After-tax holding cost
$31,494/yr

~$606/week

Based on 5.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.51M
Capital gain
$308,111
After discount
$154,055
CGT payable
$60,082

10-Year Hold

Est. value
$1.98M
Capital gain
$781,035
After discount
$390,518
CGT payable
$152,302

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

1.95%

Weekly holding cost

$606/wk

10yr CGT (est.)

$152,302

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

85

Median Age

48

Median Income

$82K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 95%Units: 3%Townhouses: 2%Total: 32

Lifestyle & Community

Walkability12/100
Public Transport1/10
Schools Rating4/10
Safety9/10
Family Friendly7/10
0
Parks

2

0
Distance to CBD

65.0 km

Nearest Station: Richmond Station

Rural living with large properties, agricultural activities, horse riding, and outdoor recreation in natural settings

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Data sourced from multiple sources. Last updated 27 March 2026.

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