Bradfield
Investment Score
68
/100
AI Intelligence Summary
Bradfield, NSW 2761 is a small rural locality in the Hawkesbury Local Government Area, situated approximately 65km northwest of Sydney CBD. This peaceful rural community offers a lifestyle centered around large acreage properties, hobby farms, and agricultural pursuits. The area is characterized by its rural-residential zoning with properties typically ranging from 1-5 hectares, attracting residents seeking privacy and space away from urban density. Infrastructure is basic with access via local rural roads connecting to Putty Road, and no public transport services available. The locality faces challenges with flood risk from the Hawkesbury River system, particularly in low-lying areas. Residents rely on nearby Windsor and Richmond for schools, shopping, and major amenities. The property market experiences very limited activity due to the small size and rural nature of the area, with infrequent transactions typically involving large rural blocks. This creates a unique market dynamic where values are influenced by the broader Windsor-Richmond corridor. The community appeals to those seeking rural tranquility while maintaining reasonable access to Sydney's outer metropolitan services.
Strengths
- •Large lot sizes offering privacy and space
- •Rural lifestyle with agricultural and equestrian opportunities
- •Peaceful environment away from urban congestion
- •Proximity to historic Windsor and Richmond townships
Opportunities
- •Growing demand for rural lifestyle properties post-COVID
- •Potential for agricultural or equestrian enterprises
- •Value-add through property improvements on large blocks
- •Tourism and agritourism potential
Considerations
- •High flood risk in low-lying areas
- •No public transport connectivity
- •Limited local amenities and services
- •Reliance on private vehicle transport
Property Market
$1.15M
+3.2% 1yr
$710/wk
85
2.1%
65.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +3.2% | +12.5% | +28.0% |
Rental Yields
House Yield
3.2%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Bradfield at median house price
+8% surcharge
$710/wk
Negatively geared
Reduces taxable income
~$606/week
Based on 5.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$46,280
After-tax yield
1.95%
Weekly holding cost
$606/wk
10yr CGT (est.)
$152,302
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
85
48
$82K
per annum
68.0%
45.0%
38.0%
4.2%
28.0%
Dwelling Mix
Lifestyle & Community
2
65.0 km
Nearest Station: Richmond Station
Rural living with large properties, agricultural activities, horse riding, and outdoor recreation in natural settings
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Data sourced from multiple sources. Last updated 27 March 2026.