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Blair Athol

NSW 2560LGA: Campbelltown City

Investment Score

72

/100

AI Intelligence Summary

Blair Athol is a small, family-oriented suburb located 50km southwest of Sydney CBD in the Macarthur region. With a population of 1,200 residents and median age of 38 years, it attracts families and professionals seeking affordable housing on larger blocks. The area is characterized by predominantly detached houses (92%) with a median price of $875,000, offering good value compared to inner Sydney. Residents enjoy a peaceful suburban lifestyle with access to Blair Athol Golf Club and proximity to Dharawal National Park for outdoor recreation. The community benefits from low crime rates and excellent family-friendliness ratings, though transport connectivity remains limited with most residents (85%) driving to work. The suburb shows steady property growth with houses appreciating 35% over five years, supported by the broader Macarthur region development. Investment fundamentals are solid with low vacancy rates (1.8%) and reasonable rental yields. Future growth prospects are enhanced by planned Western Sydney infrastructure improvements and the suburb's position in the growth corridor.

Strengths

  • Strong family-friendly community environment with 68% family households
  • Affordable property prices relative to Sydney metro with median house price $875,000
  • Large median land size of 850sqm offering space and privacy
  • Low crime index of 25/100 and high safety rating of 8/10

Opportunities

  • Western Sydney Airport development enhancing regional connectivity
  • Macarthur region infrastructure investments improving transport links
  • Growing demand from first home buyers seeking affordable family housing
  • Potential for local commercial development as population grows

Considerations

  • Limited public transport connectivity with only 8% using public transport
  • Distance from Sydney CBD (50km) creating long commute times
  • Minimal local amenities with only 3 cafes/restaurants
  • Low walkability score of 45/100 requiring car dependency

Property Market

Median House

$875K

+4.5% 1yr

Median Unit

$520K

+3.8% 1yr

Median Townhouse

$650K

Rent (House)

$600/wk

Rent (Unit)

$480/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+4.5%+18.0%+35.0%
Unit+3.8%+15.0%+28.0%

Rental Yields

House Yield

3.4%

Unit Yield

4.8%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)65/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Blair Athol at median house price

Standard transfer
$33,905
First Home Buyer
$12,714

Save $21,191

Foreign buyer surcharge
$70,000

+8% surcharge

Annual rent income
$31,200

$600/wk

Interest (80% LVR @ 6.5%)
-$45,500
Other expenses (~2.5%)
-$21,875
Net rental position
-$36,175

Negatively geared

Tax benefit (39% MTR)
+$14,108

Reduces taxable income

After-tax holding cost
$22,067/yr

~$424/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.23M
Capital gain
$313,953
After discount
$156,976
CGT payable
$61,221

10-Year Hold

Est. value
$1.72M
Capital gain
$807,977
After discount
$403,989
CGT payable
$157,556

Investor Quick Summary

Entry cost (stamp duty)

$33,905

After-tax yield

2.07%

Weekly holding cost

$424/wk

10yr CGT (est.)

$157,556

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,200

Median Age

38

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

25.0%

Dwelling Mix

Houses: 92%Units: 6%Townhouses: 2%Total: 420

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

4

0
Distance to CBD

50.0 km

Nearest Station: Campbelltown Station

Peaceful suburban living with access to golf, bushwalking, and family-oriented activities in a safe environment

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Data sourced from multiple sources. Last updated 26 March 2026.

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