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Blair Athol

NSW 2560LGA: Campbelltown City

Investment Score

72

/100

AI Intelligence Summary

Blair Athol is a tranquil suburb in New South Wales, offering a unique blend of rural charm and modern amenities. With a median house price of $875,000 and a median unit price of $520,000, the suburb presents an attractive opportunity for homebuyers and investors alike. The population of 1,200 residents enjoys a relatively high median income of $78,000, contributing to a stable and secure community. While the walkability score of 45.0/100 may indicate a need for private transportation, the suburb's schools rating of 7.0/10 and safety rating of 8.0/10 make it an appealing choice for families. The distance to the CBD, at 50.0 km, may be a consideration for commuters, but the investment score of 72.0/100 and growth potential of 75.0/100 suggest a promising outlook for property investors. With a rental yield of 3.4% for houses and a low vacancy rate of 1.8%, Blair Athol is an attractive option for those seeking a stable and potentially lucrative investment.

Strengths

  • High median income of $78,000
  • Attractive median house and unit prices
  • Good schools rating of 7.0/10
  • High safety rating of 8.0/10

Opportunities

  • Growing demand for housing in the area
  • Potential for renovation and development of existing properties
  • Increasing appeal to families and retirees due to safety and schools ratings

Considerations

  • Limited walkability with a score of 45.0/100
  • Distance to CBD of 50.0 km may deter commuters
  • Potential for limited amenities and services

Property Market

Median House

$875K

+4.5% 1yr

Median Unit

$520K

+3.8% 1yr

Median Townhouse

$650K

Rent (House)

$600/wk

Rent (Unit)

$480/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+4.5%+18.0%+35.0%
Unit+3.8%+15.0%+28.0%

Rental Yields

House Yield

3.4%

Unit Yield

4.8%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)65/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Blair Athol at median house price

Stamp Duty Estimate
Standard transfer
$33,905
First Home Buyer
$12,714

Save $21,191

Foreign buyer surcharge
$70,000

+8% surcharge

Negative Gearing Position
Annual rent income
$31,200

$600/wk

Interest (80% LVR @ 6.5%)
-$45,500
Other expenses (~2.5%)
-$21,875
Net rental position
-$36,175

Negatively geared

Tax benefit (39% MTR)
+$14,108

Reduces taxable income

After-tax holding cost
$22,067/yr

~$424/week

Land Tax Exposure
Est. land value
$525,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $8,100

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.23M
Capital gain
$313,953
After discount
$156,976
CGT payable
$61,221

10-Year Hold

Est. value
$1.72M
Capital gain
$807,977
After discount
$403,989
CGT payable
$157,556

Investor Quick Summary

Entry cost (stamp duty)

$33,905

After-tax yield

2.07%

Weekly holding cost

$424/wk

10yr CGT (est.)

$157,556

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,200

Median Age

38

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

25.0%

Dwelling Mix

Houses: 92%Units: 6%Townhouses: 2%Total: 420

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

4

0
Distance to CBD

50.0 km

Nearest Station: Campbelltown Station

Peaceful suburban living with access to golf, bushwalking, and family-oriented activities in a safe environment

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Data sourced from multiple sources. Last updated 18 April 2026.

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