All Suburbs

Belrose

NSW 2085LGA: Northern Beaches

Investment Score

75

/100

AI Intelligence Summary

Belrose is a family-oriented residential suburb located in Sydney's Northern Beaches region, approximately 20km north of the CBD. This established community offers an attractive blend of affordable Northern Beaches living with excellent access to natural amenities including nearby beaches, bushland reserves, and recreational facilities. The suburb is characterized by predominantly detached houses on generous blocks, with a mix of 1970s-1980s homes and newer developments. Belrose appeals to families and professionals seeking a quieter lifestyle while maintaining reasonable proximity to Sydney's employment centers. The area features quality educational facilities including Belrose Public School, convenient shopping at Belrose Super Centre, and strong community networks through local sporting clubs and groups. While public transport options are limited, making the suburb primarily car-dependent, residents benefit from excellent road connectivity via Forest Way and Warringah Road. The proximity to Northern Beaches Hospital and established NBN infrastructure add to the suburb's appeal. Property values remain more affordable compared to beachside Northern Beaches locations, making it an accessible entry point to the coveted Northern Beaches lifestyle.

Strengths

  • Affordable entry point to prestigious Northern Beaches region
  • Strong family-oriented community with active local groups
  • Close proximity to beaches including Avalon and Newport
  • Access to quality bushwalking trails and natural reserves

Opportunities

  • Potential for property value growth as Northern Beaches gentrification continues
  • Development potential on larger existing blocks
  • Growing retail and commercial amenities at Belrose Super Centre
  • Increasing appeal to downsizers seeking Northern Beaches lifestyle

Considerations

  • Limited public transport connectivity requiring car dependency
  • Distance from Sydney CBD increases commuting times
  • Limited apartment stock restricting housing diversity
  • Fewer entertainment and dining options compared to inner suburbs

Property Market

Median House

$1.45M

+8.2% 1yr

Median Unit

$850K

+6.8% 1yr

Median Townhouse

$1.15M

Rent (House)

$900/wk

Rent (Unit)

$670/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+22.5%+45.8%
Unit+6.8%+18.2%+38.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.5%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index62/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Belrose at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.25M
Capital gain
$728,037
After discount
$364,019
CGT payable
$141,967

10-Year Hold

Est. value
$3.48M
Capital gain
$1.96M
After discount
$982,005
CGT payable
$382,982

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$382,982

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

42

Median Income

$98K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

20.0 km

Nearest Station: Chatswood Station

Relaxed suburban lifestyle with easy access to beaches, bushwalking, local parks, and growing retail amenities while maintaining proximity to Sydney employment centers.

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Data sourced from multiple sources. Last updated 27 March 2026.

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