All Suburbs

Belmore

NSW 2192LGA: Canterbury-Bankstown

Investment Score

76

/100

AI Intelligence Summary

Belmore is a diverse, multicultural suburb located 17km southwest of Sydney CBD in the Canterbury-Bankstown region. With a population of 8,500 and median age of 34, it attracts young families and professionals seeking affordable housing with excellent transport connectivity. The suburb features a mix of housing types, with 48% units/apartments and 45% separate houses, reflecting recent urban densification. Belmore Railway Station on the T3 Bankstown Line provides direct CBD access, though it's part of the Sydney Metro Southwest conversion project. The property market shows strong fundamentals with median house prices at $1.15M and units at $650K, delivering solid growth of 8.5% annually for houses and 9.2% for units. The community is culturally rich with 52% born overseas, featuring Lebanese, Vietnamese, and Greek populations. Investment appeal is strong with a score of 76, supported by good rental yields (3.8% houses, 4.9% units), low vacancy rates (2.1%), and high walkability (72/100). Challenges include moderate crime levels and average school ratings, but the suburb benefits from proximity to major shopping precincts in Lakemba and Campsie, recreational facilities at Belmore Sports Ground, and strong community networks.

Strengths

  • Excellent transport connectivity with direct train access to Sydney CBD via T3 Bankstown Line
  • Strong property market fundamentals with consistent growth and good rental yields
  • Highly walkable suburb with score of 72/100 and good local amenities
  • Culturally diverse community creating vibrant dining and shopping options

Opportunities

  • Sydney Metro Southwest conversion will enhance transport services and property values
  • Urban renewal initiatives in Canterbury-Bankstown corridor driving development
  • Growing multicultural food and retail scene attracting visitors and residents
  • Potential for further residential densification around transport nodes

Considerations

  • Moderate crime index of 35/100 requiring ongoing community safety initiatives
  • Average school ratings of 6/10 may limit appeal to education-focused families
  • Future transport disruptions during Sydney Metro conversion project
  • Higher density living may not suit all buyer preferences

Property Market

Median House

$1.15M

+8.5% 1yr

Median Unit

$700K

+7.2% 1yr

Median Townhouse

$950K

Rent (House)

$850/wk

Rent (Unit)

$660/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+7.2%+18.5%+38.0%

Rental Yields

House Yield

3.8%

Unit Yield

4.9%

Townhouse Yield

4.2%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Belmore at median house price

Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.77M
Capital gain
$567,388
After discount
$283,694
CGT payable
$110,641

10-Year Hold

Est. value
$2.72M
Capital gain
$1.52M
After discount
$760,219
CGT payable
$296,485

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$296,485

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

34

Median Income

$68K

per annum

Family Households

58.0%

Professionals

32.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

25

Parks

6

Hospitals

1

Distance to CBD

13.0 km

Nearest Station: Belmore Station

Urban convenience with multicultural dining, local parks, sports facilities, and easy access to larger shopping precincts in nearby Lakemba and Campsie.

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Data sourced from multiple sources. Last updated 26 March 2026.

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