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Baulkham Hills

NSW 2153LGA: The Hills Shire

Investment Score

74

/100

AI Intelligence Summary

Baulkham Hills is a well-established residential suburb in Sydney's Hills District, approximately 31km northwest of the CBD. Known for its family-friendly atmosphere and leafy streets, the suburb offers a perfect blend of suburban tranquility and urban convenience. With a median house price of $1.65 million, Baulkham Hills sits in the premium market segment, attracting affluent families seeking quality education, parks, and community amenities. The area benefits from excellent transport links including the Metro Northwest Line, connecting residents to the city and Macquarie Park business hub. The suburb features a mix of established homes from the 1970s-80s and newer developments, with many properties offering generous block sizes and mature gardens. Shopping is well-catered for with Stockland Baulkham Hills and smaller village centers providing retail and dining options. The demographic profile shows a mature, stable community with median age of 38 and household income of $75,000, indicating strong purchasing power. Low vacancy rates of 1.8% demonstrate consistent rental demand, while the 3.2% rental yield reflects the premium nature of the market. The area's proximity to quality schools, parks, and business districts makes it highly sought-after among professionals and growing families seeking a prestigious Hills District address.

Strengths

  • Excellent transport connectivity via Metro Northwest Line to CBD and Macquarie Park
  • Premium Hills District location with strong community reputation
  • Access to high-quality public and private schools including Baulkham Hills High School
  • Low vacancy rate of 1.8% indicating strong rental demand

Opportunities

  • Potential for subdivision and dual occupancy development on larger blocks
  • Growing demand from downsizers seeking quality amenities and transport
  • Renovation opportunities in older housing stock for value-add strategies
  • Continued infrastructure investment in Hills District supporting long-term growth

Considerations

  • High median house price of $1.65M limits affordability for many buyers
  • Rental yield of 3.2% is below Sydney average, impacting investor returns
  • Limited apartment stock reduces entry-level investment opportunities
  • Traffic congestion during peak hours despite good public transport

Property Market

Median House

$1.65M

+8.8% 1yr

Median Unit

$680K

+7.2% 1yr

Rent (House)

$1,015/wk

Rent (Unit)

$590/wk

Days on Market

24

Vacancy Rate

1.8%

Auction Clearance

70.8%

Price Growth

Type1 Year3 Year5 Year
House+8.8%+36.2%
Unit+7.2%+28.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.5%

Investment Scorecard

Overall Investment Score74/100
Growth Potential76/100
Cashflow Score62/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Tax & Financial Intelligence

CPA-grade analysis for Baulkham Hills at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$52,780

$1015/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$74,270

Negatively geared

Tax benefit (39% MTR)
+$28,965

Reduces taxable income

After-tax holding cost
$45,305/yr

~$871/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.34M
Capital gain
$608,891
After discount
$304,445
CGT payable
$118,734

10-Year Hold

Est. value
$3.32M
Capital gain
$1.59M
After discount
$793,976
CGT payable
$309,651

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$871/wk

10yr CGT (est.)

$309,651

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

38,500

Median Age

38

Median Income

$75K

per annum

Lifestyle & Community

Walkability65/100
Public Transport68/10
Schools Rating88/10

Suburban family lifestyle with access to parks, sports facilities, quality schools, shopping centers, and convenient transport to employment centers

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Data sourced from multiple sources. Last updated 24 March 2026.

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