All Suburbs

Bangor

NSW 2234LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Bangor is a premium family-oriented suburb in the Sutherland Shire, located 26km south of Sydney CBD. Known for its leafy streets, larger residential blocks, and proximity to national parkland, Bangor attracts established professionals and families seeking a quality lifestyle. The area is dominated by detached houses on generous blocks, with limited unit development maintaining the suburb's low-density character. Residents enjoy access to quality schools including Bangor Public School and nearby Menai High School, though the suburb has limited commercial amenities requiring travel to Menai or Sutherland for major shopping. Transport relies heavily on private vehicles and bus connections to train stations, as there is no direct rail access. The strong community feel is enhanced by local sporting clubs and the natural bushland setting, making it particularly appealing to families with children. Property values remain strong due to the combination of educational facilities, natural environment, and established demographic profile.

Strengths

  • Premium location within Sutherland Shire with strong property values
  • Access to quality schools including well-regarded Bangor Public School
  • Surrounded by bushland reserves and national park areas
  • Strong family-oriented community with local sporting clubs

Opportunities

  • Continued demand from families seeking quality school zones
  • Potential for property value growth in premium Sutherland Shire location
  • Development of local commercial amenities to serve growing population
  • Enhanced bus services and transport connections

Considerations

  • Limited commercial amenities requiring travel for shopping and services
  • No direct rail access with reliance on bus connections
  • Higher property prices limiting affordability for first-time buyers
  • Limited unit development options for downsizers

Property Market

Median House

$1.65M

+8.2% 1yr

Median Unit

$850K

+6.8% 1yr

Median Townhouse

$1.25M

Rent (House)

$1,050/wk

Rent (Unit)

$680/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+24.5%+42.3%
Unit+6.8%+18.2%+32.1%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Bangor at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$72,450

Negatively geared

Tax benefit (39% MTR)
+$28,256

Reduces taxable income

After-tax holding cost
$44,195/yr

~$850/week

Based on 8.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.48M
Capital gain
$745,074
After discount
$372,537
CGT payable
$145,289

10-Year Hold

Est. value
$3.72M
Capital gain
$1.99M
After discount
$992,751
CGT payable
$387,173

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$850/wk

10yr CGT (est.)

$387,173

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,850

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 82%Units: 12%Townhouses: 6%Total: 1,150

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

8

Hospitals

1

Distance to CBD

26.0 km

Nearest Station: Sutherland Station

Quiet suburban living with bushland recreation, community sporting clubs, and family-focused activities

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Data sourced from multiple sources. Last updated 27 March 2026.

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