All Suburbs

Balmain East

NSW 2041LGA: Inner West

Investment Score

82

/100

AI Intelligence Summary

Balmain East is a prestigious waterfront suburb on Sydney's inner west, renowned for its stunning harbour views and heritage character. With a population of approximately 1,400 residents, this small peninsula suburb commands some of Sydney's highest property prices due to its scarcity, location, and historic charm. The area is dominated by beautifully preserved Victorian terrace houses and select contemporary apartments, many with coveted water frontages. Residents enjoy an exceptional lifestyle with direct harbour access through Dawn Fraser Baths, proximity to Darling Street's vibrant dining and shopping precinct, and ferry connections to Circular Quay. The suburb attracts affluent professionals and empty nesters who value the village atmosphere, cultural heritage, and unparalleled harbour lifestyle. Limited housing stock and strict heritage protections ensure ongoing exclusivity and strong capital growth potential.

Strengths

  • Prime harbour frontage with exceptional water views
  • Heritage-protected Victorian architecture and streetscapes
  • Direct ferry access to Sydney CBD via Balmain East Wharf
  • Exclusive location with limited housing supply

Opportunities

  • Continued capital growth driven by scarcity and location
  • Potential for luxury apartment developments on select sites
  • Growing appeal to downsizers seeking waterfront lifestyle
  • Tourism potential through heritage and harbour attractions

Considerations

  • Extremely high property prices limiting affordability
  • Limited public transport options beyond ferry services
  • Parking constraints due to narrow heritage streets
  • Heritage restrictions limiting development and renovation options

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.45M

+7.2% 1yr

Rent (House)

$1,550/wk

Rent (Unit)

$980/wk

Days on Market

35

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+38.0%
Unit+7.2%+18.5%+32.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Investment Scorecard

Overall Investment Score82/100
Growth Potential85/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Balmain East at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 7.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.11M
Capital gain
$1.11M
After discount
$553,610
CGT payable
$215,908

10-Year Hold

Est. value
$5.93M
Capital gain
$2.93M
After discount
$1.46M
CGT payable
$570,457

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$570,457

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,400

Median Age

42

Median Income

$95K

per annum

Family Households

45.0%

Professionals

55.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 75%Units: 22%Townhouses: 3%Total: 650

Lifestyle & Community

Walkability85/100
Public Transport7/10
Schools Rating7/10
Safety9/10
Family Friendly7/10
Cafes & Restaurants

15

Parks

6

Hospitals

2

Distance to CBD

6.0 km

Nearest Station: Rozelle Bay (under construction)

Premium waterfront living with harbour swimming, ferry commuting, fine dining, and cultural activities

Interested in Balmain East?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 27 March 2026.

Browse all suburbsContact DING