All Suburbs

Ashcroft

NSW 2168LGA: City of Liverpool

Investment Score

72

/100

AI Intelligence Summary

Ashcroft is an affordable, culturally diverse suburb located 35km southwest of Sydney CBD in the Liverpool City Council area. The suburb features predominantly detached housing on generous blocks, attracting young families and first-home buyers seeking value in Sydney's competitive market. With strong Pacific Islander and Middle Eastern communities, Ashcroft offers a multicultural environment with excellent access to the M5 Motorway and proximity to Liverpool's amenities. The area benefits from ongoing Southwest Sydney infrastructure investments, including transport upgrades and NBN connectivity. Property values remain attractive compared to inner Sydney, with steady rental demand driven by affordability and accessibility. Local amenities include Ashcroft Public School, recreational facilities at Ashcroft Park, and easy access to Chipping Norton Lake. The suburb represents solid investment potential for those seeking affordable entry into Sydney's property market, with growth prospects tied to broader regional development and infrastructure improvements.

Strengths

  • Affordability compared to inner Sydney suburbs
  • Strong cultural diversity and community networks
  • Excellent motorway access via M5
  • Proximity to Liverpool CBD and amenities

Opportunities

  • Southwest Sydney infrastructure development
  • Growing demand for affordable family housing
  • Potential for townhouse and medium-density development
  • Improving transport connections

Considerations

  • Limited local shopping and dining options
  • Dependence on car transport for most activities
  • Distance from Sydney CBD and major employment hubs
  • Limited public transport connectivity

Property Market

Median House

$720K

+7.2% 1yr

Median Unit

$485K

+5.8% 1yr

Median Townhouse

$650K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+18.5%+32.8%
Unit+5.8%+15.2%+28.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.4%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index85/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Ashcroft at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$989,244
Capital gain
$238,714
After discount
$119,357
CGT payable
$46,549

10-Year Hold

Est. value
$1.36M
Capital gain
$608,643
After discount
$304,321
CGT payable
$118,685

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$118,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,800

Median Age

32

Median Income

$68K

per annum

Family Households

78.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

6.8%

Born Overseas

58.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 1,650

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating6/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

35.0 km

Nearest Station: Warwick Farm Station

Family-focused lifestyle with access to parks, recreational facilities, and nearby Liverpool amenities. Quiet residential streets ideal for raising children.

Interested in Ashcroft?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 27 March 2026.

Browse all suburbsContact DING