All Suburbs

Artarmon

NSW 2064LGA: Willoughby City

Investment Score

78

/100

AI Intelligence Summary

Artarmon is a highly sought-after lower North Shore suburb located 9km northwest of Sydney CBD, offering an exceptional blend of urban convenience and suburban tranquility. This premium location attracts a diverse mix of young professionals, established families, and downsizers who value quality education, excellent transport links, and the prestigious North Shore lifestyle. The suburb is characterized by well-maintained streets lined with quality apartments, townhouses, and select detached homes, complemented by leafy reserves and a thriving local shopping precinct along Hampden Road. Artarmon's strategic position provides seamless access to both Sydney CBD via direct rail connections and major North Shore commercial hubs like Chatswood and St Leonards. The community benefits from highly regarded educational facilities, including the well-respected Artarmon Public School, and close proximity to elite North Shore secondary schools. With strong property values, low vacancy rates, and consistent rental demand, Artarmon represents a stable and desirable market for both investors and owner-occupiers seeking the coveted North Shore address.

Strengths

  • Direct train access to Sydney CBD with 25-minute commute via North Shore line
  • Premium North Shore location with prestigious address appeal
  • Excellent educational facilities including highly-rated Artarmon Public School
  • Strong community infrastructure with active residents associations and local amenities

Opportunities

  • Planned cycling infrastructure improvements enhancing connectivity
  • Continued North Shore infrastructure investment boosting amenity
  • Growing demand from downsizers seeking low-maintenance living
  • Potential for medium-density development increasing housing diversity

Considerations

  • Limited housing supply driving high property prices and competition
  • Traffic congestion during peak hours on Pacific Highway corridor
  • Limited parking availability in apartment complexes and near station
  • Higher cost of living compared to outer suburban areas

Property Market

Median House

$2.15M

+4.2% 1yr

Median Unit

$950K

+3.8% 1yr

Median Townhouse

$1.45M

Rent (House)

$1,320/wk

Rent (Unit)

$750/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score72/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Artarmon at median house price

Standard transfer
$100,640
First Home Buyer
$100,640
Foreign buyer surcharge
$172,000

+8% surcharge

Annual rent income
$68,640

$1320/wk

Interest (80% LVR @ 6.5%)
-$111,800
Other expenses (~2.5%)
-$53,750
Net rental position
-$96,910

Negatively geared

Tax benefit (39% MTR)
+$37,795

Reduces taxable income

After-tax holding cost
$59,115/yr

~$1,137/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.95M
Capital gain
$692,603
After discount
$346,302
CGT payable
$135,058

10-Year Hold

Est. value
$4.06M
Capital gain
$1.80M
After discount
$898,625
CGT payable
$350,464

Investor Quick Summary

Entry cost (stamp duty)

$100,640

After-tax yield

1.95%

Weekly holding cost

$1137/wk

10yr CGT (est.)

$350,464

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

38

Median Income

$95K

per annum

Family Households

58.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 35%Units: 58%Townhouses: 7%Total: 1,850

Lifestyle & Community

Walkability78/100
Public Transport9/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

4

Hospitals

3

Distance to CBD

9.0 km

Nearest Station: Artarmon Station

Sophisticated suburban living with easy access to quality dining, shopping, recreational facilities, and cultural amenities, complemented by excellent transport links to Sydney's business and entertainment districts.

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Data sourced from multiple sources. Last updated 25 March 2026.

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