All Suburbs

Annangrove

NSW 2156LGA: The Hills Shire

Investment Score

78

/100

AI Intelligence Summary

Annangrove is a prestigious semi-rural suburb located 40km northwest of Sydney CBD in The Hills Shire. Characterized by large acreage properties and horse paddocks, it offers a unique rural lifestyle within commuting distance of Sydney. The suburb attracts affluent families seeking space, privacy and tranquility while maintaining access to urban amenities. Properties typically feature minimum lot sizes of 2000-4000 square meters, with many homes on even larger acreage blocks. The area has limited public transport, making it car-dependent, but benefits from proximity to Rouse Hill Town Centre and excellent schools. The community maintains a strong rural character with horse properties, hobby farms and established gardens. Property values have shown resilience due to limited supply and high demand from families wanting to escape urban density. The suburb offers excellent schools, low crime rates and a strong sense of community, making it particularly attractive to families with children seeking a country lifestyle within reach of Sydney's employment opportunities.

Strengths

  • Premium acreage properties with rural lifestyle
  • Strong community feel and family-friendly environment
  • Low crime rates and excellent safety
  • Proximity to quality schools and educational facilities

Opportunities

  • Continued infrastructure development in Hills District
  • Growing demand for lifestyle properties post-COVID
  • Potential for further premium development
  • Increasing value of large land holdings

Considerations

  • Limited public transport connectivity
  • Car dependency for daily activities
  • Higher property prices due to premium positioning
  • Distance from Sydney CBD for commuting

Property Market

Median House

$2.45M

+8.2% 1yr

Median Unit

$850K

+6.2% 1yr

Median Townhouse

$1.25M

Rent (House)

$1,350/wk

Rent (Unit)

$680/wk

Days on Market

32

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+28.5%+52.3%
Unit+6.2%+22.5%+38.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score55/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Annangrove at median house price

Standard transfer
$117,140
First Home Buyer
$117,140
Foreign buyer surcharge
$196,000

+8% surcharge

Annual rent income
$70,200

$1350/wk

Interest (80% LVR @ 6.5%)
-$127,400
Other expenses (~2.5%)
-$61,250
Net rental position
-$118,450

Negatively geared

Tax benefit (39% MTR)
+$46,196

Reduces taxable income

After-tax holding cost
$72,255/yr

~$1,390/week

Based on 10.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.03M
Capital gain
$1.45M
After discount
$724,777
CGT payable
$282,663

10-Year Hold

Est. value
$6.63M
Capital gain
$4.05M
After discount
$2.02M
CGT payable
$788,985

Investor Quick Summary

Entry cost (stamp duty)

$117,140

After-tax yield

1.71%

Weekly holding cost

$1390/wk

10yr CGT (est.)

$788,985

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

42

Median Income

$145K

per annum

Family Households

78.0%

Professionals

65.0%

University Educated

68.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 95%Units: 3%Townhouses: 2%Total: 950

Lifestyle & Community

Walkability25/100
Public Transport3/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

40.0 km

Nearest Station: Rouse Hill Metro Station

Semi-rural lifestyle featuring horse properties, large gardens, peaceful environment, community events, outdoor recreation, and family-oriented activities while maintaining access to urban amenities nearby.

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Data sourced from multiple sources. Last updated 27 March 2026.

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