All Suburbs

Allawah

NSW 2218LGA: Georges River Council

Investment Score

76

/100

AI Intelligence Summary

Allawah is a well-established residential suburb in Sydney's St George region, located 18km south of the CBD. With a population of 2,850 and median age of 41, it attracts families and professionals seeking affordable housing with excellent transport connectivity. The suburb features a diverse multicultural community with 45% born overseas, predominantly in separate houses (65%) with some units and townhouses. Allawah Station on the T4 line provides direct CBD access in 25-30 minutes, making it popular with commuters. The property market shows strong fundamentals with median house prices at $1.25M and solid growth of 7.2% annually. The area offers good amenities including Allawah Public School, local parks, and proximity to major shopping at Hurstville. With low crime rates, family-friendly atmosphere, and ongoing infrastructure improvements, Allawah represents a solid investment opportunity in Sydney's southern corridor.

Strengths

  • Excellent transport connectivity via T4 rail line to CBD
  • Strong property growth with 45.8% gains over 5 years
  • Family-friendly community with good local schools
  • Affordable relative to nearby suburbs like Hurstville

Opportunities

  • Potential Sydney Metro expansion benefits
  • Infrastructure upgrades planned for St George region
  • Growing demand from first home buyers
  • Rental market strength from transport proximity

Considerations

  • Limited new development opportunities due to established character
  • Higher car dependency with 72% driving to work
  • Smaller retail and dining scene compared to nearby hubs
  • Competition from surrounding suburbs with similar offerings

Property Market

Median House

$1.25M

+7.2% 1yr

Median Unit

$780K

+6.8% 1yr

Median Townhouse

$980K

Rent (House)

$850/wk

Rent (Unit)

$630/wk

Days on Market

38

Vacancy Rate

1.5%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+22.5%+45.8%
Unit+6.8%+20.2%+42.3%

Rental Yields

House Yield

3.5%

Unit Yield

4.2%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Allawah at median house price

Standard transfer
$51,140
First Home Buyer
$51,140
Foreign buyer surcharge
$100,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$65,000
Other expenses (~2.5%)
-$31,250
Net rental position
-$52,050

Negatively geared

Tax benefit (39% MTR)
+$20,300

Reduces taxable income

After-tax holding cost
$31,751/yr

~$611/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.94M
Capital gain
$630,047
After discount
$315,024
CGT payable
$122,859

10-Year Hold

Est. value
$3.00M
Capital gain
$1.70M
After discount
$847,770
CGT payable
$330,630

Investor Quick Summary

Entry cost (stamp duty)

$51,140

After-tax yield

2.13%

Weekly holding cost

$611/wk

10yr CGT (est.)

$330,630

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

2,850

Median Age

41

Median Income

$78K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 65%Units: 30%Townhouses: 5%Total: 1,280

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

4

Hospitals

2

Distance to CBD

18.0 km

Nearest Station: Allawah Station

Suburban family lifestyle with easy city access, local parks, and community activities centered around the railway station precinct

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Data sourced from multiple sources. Last updated 11 April 2026.

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