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Allawah

NSW 2218LGA: Georges River Council

Investment Score

76

/100

AI Intelligence Summary

Allawah is a well-established residential suburb in Sydney's St George region, located 18km south of the CBD. With a population of 2,850 and median age of 41, it attracts families and professionals seeking affordable housing with excellent transport connectivity. The suburb features a diverse multicultural community with 45% born overseas, predominantly in separate houses (65%) with some units and townhouses. Allawah Station on the T4 line provides direct CBD access in 25-30 minutes, making it popular with commuters. The property market shows strong fundamentals with median house prices at $1.25M and solid growth of 7.2% annually. The area offers good amenities including Allawah Public School, local parks, and proximity to major shopping at Hurstville. With low crime rates, family-friendly atmosphere, and ongoing infrastructure improvements, Allawah represents a solid investment opportunity in Sydney's southern corridor.

Strengths

  • Excellent transport connectivity via T4 rail line to CBD
  • Strong property growth with 45.8% gains over 5 years
  • Family-friendly community with good local schools
  • Affordable relative to nearby suburbs like Hurstville

Opportunities

  • Potential Sydney Metro expansion benefits
  • Infrastructure upgrades planned for St George region
  • Growing demand from first home buyers
  • Rental market strength from transport proximity

Considerations

  • Limited new development opportunities due to established character
  • Higher car dependency with 72% driving to work
  • Smaller retail and dining scene compared to nearby hubs
  • Competition from surrounding suburbs with similar offerings

Property Market

Median House

$1.25M

+7.2% 1yr

Median Unit

$780K

+6.8% 1yr

Median Townhouse

$980K

Rent (House)

$850/wk

Rent (Unit)

$630/wk

Days on Market

38

Vacancy Rate

1.5%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+22.5%+45.8%
Unit+6.8%+20.2%+42.3%

Rental Yields

House Yield

3.5%

Unit Yield

4.2%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Allawah at median house price

Standard transfer
$51,140
First Home Buyer
$51,140
Foreign buyer surcharge
$100,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$65,000
Other expenses (~2.5%)
-$31,250
Net rental position
-$52,050

Negatively geared

Tax benefit (39% MTR)
+$20,300

Reduces taxable income

After-tax holding cost
$31,751/yr

~$611/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.94M
Capital gain
$630,047
After discount
$315,024
CGT payable
$122,859

10-Year Hold

Est. value
$3.00M
Capital gain
$1.70M
After discount
$847,770
CGT payable
$330,630

Investor Quick Summary

Entry cost (stamp duty)

$51,140

After-tax yield

2.13%

Weekly holding cost

$611/wk

10yr CGT (est.)

$330,630

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,850

Median Age

41

Median Income

$78K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 65%Units: 30%Townhouses: 5%Total: 1,280

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

4

Hospitals

2

Distance to CBD

18.0 km

Nearest Station: Allawah Station

Suburban family lifestyle with easy city access, local parks, and community activities centered around the railway station precinct

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Data sourced from multiple sources. Last updated 26 March 2026.

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