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Alfords Point

NSW 2234LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Alfords Point is an exclusive waterfront suburb in the Sutherland Shire, 26km south of Sydney CBD, positioned along the scenic Georges River. With a population of 2,800 and median age of 47, this established residential enclave attracts affluent families and professionals seeking a premium lifestyle with water access. The suburb commands high property values with a median house price of $1.85 million, reflecting its desirable riverside location and limited housing stock. Dominated by detached homes on generous 720sqm blocks, Alfreds Point offers excellent recreational amenities including boat ramps, marinas, and riverside parks. The community is highly educated (48% university-qualified) with strong household incomes ($115,000 median) and low crime rates. While transport connectivity is limited with no direct rail access, residents enjoy exceptional safety ratings (9/10) and family-friendly amenities. The suburb's geographic constraints limit development potential, maintaining its exclusive character but creating supply shortages that support sustained capital growth.

Strengths

  • Premium waterfront location on Georges River with boat access and marina facilities
  • Exceptionally low crime rates and high safety ratings creating secure family environment
  • Strong capital growth with 42% house price appreciation over 5 years
  • Affluent demographics with high household incomes and education levels

Opportunities

  • Continued capital appreciation driven by supply constraints and waterfront premium
  • Growing demand for lifestyle properties with water access post-COVID
  • Potential for luxury home renovations and developments on large blocks
  • Increasing appeal to downsizers seeking premium low-maintenance living

Considerations

  • Very limited public transport connectivity with no direct rail access
  • High property prices creating affordability barriers for many buyers
  • Limited local shopping and dining requiring travel to nearby centers
  • Geographic isolation restricting development and infrastructure expansion

Property Market

Median House

$1.65M

+6.2% 1yr

Median Unit

$850K

+4.8% 1yr

Median Townhouse

$1.35M

Rent (House)

$900/wk

Rent (Unit)

$680/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+35.8%
Unit+4.8%+15.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential72/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Alfords Point at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$80,250

Negatively geared

Tax benefit (39% MTR)
+$31,298

Reduces taxable income

After-tax holding cost
$48,953/yr

~$941/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.33M
Capital gain
$600,175
After discount
$300,087
CGT payable
$117,034

10-Year Hold

Est. value
$3.29M
Capital gain
$1.56M
After discount
$781,636
CGT payable
$304,838

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.71%

Weekly holding cost

$941/wk

10yr CGT (est.)

$304,838

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

43

Median Income

$95K

per annum

Family Households

78.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 82%Units: 15%Townhouses: 3%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

2

Distance to CBD

26.0 km

Nearest Station: Sutherland Station

Premium waterfront lifestyle with boating, fishing, riverside walks, and access to quality recreational facilities while maintaining peaceful suburban character.

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Data sourced from multiple sources. Last updated 26 March 2026.

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