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Abbotsford

NSW 2046LGA: City of Canada Bay

Investment Score

8

/100

AI Intelligence Summary

Abbotsford, NSW 2046, is a highly desirable waterfront suburb in Sydney's Inner West. Known for its family-friendly atmosphere, excellent schools, and proximity to the CBD, it offers a mix of houses, units, and townhouses. The property market remains strong, with steady growth and high demand. Infrastructure projects and lifestyle amenities further enhance its appeal.

Strengths

  • Proximity to CBD
  • Waterfront location
  • Strong community vibe
  • Excellent schools

Opportunities

  • Continued property price growth
  • Improved transport infrastructure
  • Increased rental demand
  • Potential for luxury developments

Considerations

  • High property prices
  • Limited land availability
  • Traffic congestion during peak hours
  • Rising cost of living

Property Market

Median House

$2.50M

+5.0% 1yr

Median Unit

$1.20M

+3.0% 1yr

Median Townhouse

$1.80M

Rent (House)

$1,200/wk

Rent (Unit)

$750/wk

Days on Market

37

Vacancy Rate

2.0%

Auction Clearance

75.0%

Price Growth

Type1 Year3 Year5 Year
House+5.0%+15.0%+25.0%
Unit+3.0%+10.0%+18.0%

Rental Yields

House Yield

2.5%

Unit Yield

3.5%

Townhouse Yield

3.0%

Investment Scorecard

Overall Investment Score8/100
Growth Potential7/100
Cashflow Score6/100
Risk Score (lower = safer)97/100
Affordability Index7/100

Demand/Supply Ratio: 8.00

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Abbotsford at median house price

Standard transfer
$119,890
First Home Buyer
$119,890
Foreign buyer surcharge
$200,000

+8% surcharge

Annual rent income
$62,400

$1200/wk

Interest (80% LVR @ 6.5%)
-$130,000
Other expenses (~2.5%)
-$62,500
Net rental position
-$130,100

Negatively geared

Tax benefit (39% MTR)
+$50,739

Reduces taxable income

After-tax holding cost
$79,361/yr

~$1,526/week

Based on 5.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.19M
Capital gain
$558,314
After discount
$279,157
CGT payable
$108,871

10-Year Hold

Est. value
$4.07M
Capital gain
$1.44M
After discount
$719,923
CGT payable
$280,770

Investor Quick Summary

Entry cost (stamp duty)

$119,890

After-tax yield

1.52%

Weekly holding cost

$1526/wk

10yr CGT (est.)

$280,770

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

5,500

Median Age

38

Median Income

$95K

per annum

Family Households

70.5%

Professionals

35.0%

University Educated

40.0%

Unemployment

4.5%

Born Overseas

35.0%

Dwelling Mix

Houses: 60%Units: 30%Townhouses: 10%Total: 2,200

Lifestyle & Community

Walkability8/100
Public Transport8/10
Schools Rating9/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

20

Parks

10

Hospitals

2

Distance to CBD

10.0 km

Nearest Station: Abbotsford Wharf (ferry) or Five Dock (bus/train access)

The suburb is known for its relaxed lifestyle, proximity to the water, and vibrant dining scene.

Infrastructure & Development

Potential upgrades to ferry services and local road networks.

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Data sourced from Expert knowledge of Australian suburbs, Historical property market trends, Demographic data from ABS. Last updated 24 March 2026.

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